Are You Being Called By Healthcare Billing & Collection Service, Ltd.?* Here's What You Need to Know
Do you jump every time the phone rings, worried that it’s that collection agency again? The one that always intrudes on your personal time, threatens to sue you, and call you names? They never stop because you can’t afford to pay what they’re demanding, not since you had your hours cut down at work. Can you do anything to make them stop?
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 to protect consumers from unethical debt collection practices. Under this federal law, tactics like the following are illegal when used to compel debt payment.
- Calling you outside of the hours of 8:00 a.m. and 9:00 p.m. your time
- Discussing the debt with anyone except you, your spouse, or your attorney
- Using profane and obscene language
- Failing or refusing to validate the debt
- Threatening legal actions that they have no intention of taking
- Calling and hanging up or leaving a stream of pre-recorded messages
Company Profile: Healthcare Billing & Collection Service, Ltd.
If you are being called by Healthcare Billing & Collection Service, Ltd., information about the company is below.
Healthcare Billing & Collection Service, Ltd. is a debt collection agency located in New Castle, Delaware with a branch office in Wakefield, Massachusetts. It was established in 1984, has approximately 380 employees, and is managed by its President and CEO, Brian J. Wasilewski. Records on file at the PACER (Public Access to Court Electronic Records) website confirm that consumers who believed they were being harassed by Healthcare Billing & Collection Service, Ltd. hired their own attorneys to help them push back.
Alleged Violations against Healthcare Billing & Collection Service, Ltd.
According to PACER, in and around early 2010 Healthcare Billing & Collection Service, Ltd. contacted a Massachusetts consumer a to collect a medical debt. She disputed it and requested verification of the debt, later alleged that she never received it, although the collection efforts continued.
Feeling harassed by Healthcare Billing & Collection Service, Ltd., she hired a consumer attorney and sued the company for allegedly violating the FDCPA by using false, deceptive and misleading means to collect a debt.
The matter was later settled.
Hire an Attorney
The phone numbers for this debt collection agency are:
If either one appears on your caller ID, it means that you are being called by Healthcare Billing & Collection Service, Ltd.. If they persist in trying to collect after you have disputed the debt, hire a consumer attorney.
If you file a claim against Healthcare Billing & Collection Service, Ltd., you could potentially win $1,000 per FDCPA violation plus applicable costs and statutory damages.Your attorney will help you protect your rights when a debt collector breaches them.
**Case taken from PACER (www.pacer.gov). File number is Case 1:10-cv-10128-NMG from the United States District Court for the District of Massachusetts.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Healthcare Billing & Collection Service, Ltd., or any other third-party collection agency, you may not be entitled to any compensation.