If financial challenges cause you to fall behind on your debt payments, these accounts may eventually be assigned to a collection agency.
Many debt collectors use various tactics to make you pay in hopes that you will never realize that your consumer rights can protect you from wrongful treatment.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) makes it illegal for debt collectors to abuse you into paying a debt.
The collection tactics shown below can cause an agency to lose its license, but many take on the risk anyway.
- Maliciously reporting false information to the credit bureaus
- Telling your friends and family that you owe money
- Using constant phone calls to annoy or harass you
- Using profane and obscene language
- Pretending to be attorneys or police officers
- Calling you at work when your workplace doesn’t let you take such calls
About Harrison Ross Byck, PC
If you are being called by Harrison Ross Byck, PC, more information about the firm is available below.
Harrison Ross Byck, PC is a debt collection law office in Wilkes Barre, Pennsylvania.
It was founded in 2003, has fewer than 10 employees, and is managed by its President, Harrison R. Byck. Records held at the PACER website indicate that consumers who believed that they were being harassed by Harrison Ross Byck, PC consulted a lawyer to help them protect their rights.
Alleged Violations against Harrison Ross Byck, PC
According to information on the PACER website, in or around May 2011, Harrison Ross Byck, PC allegedly tried to collect a debt from a Pennsylvania consumer by calling her father and saying that they were debt collectors and that they were going to arrest her and take her to jail.
In response, he told them that the consumer did not live with him and not to call him again. Nonetheless, Harrison Ross Byck, PC allegedly called him two more times in early June 2011.
Collectors allegedly also called the consumer at her workplace, and when she told them to stop calling her at work, the calls continued. She claimed that they threatened to take her house and when she said she didn’t think that was possible, the caller replied, “ We have our ways.”
In or around June 2011, the consumer sent Harrison Ross Byck, PC a cease communications letter, but the calls allegedly continued, with one collector calling her ‘stupid’ for sending the letter.
Feeling harassed by Harrison Ross Byck, PC, the consumer sued the firm for:
- Using false, deceptive, and misleading means to collect a debt
- Using unfair and unconscionable means to collect a debt
- Communicating debt information to third parties
- Calling her at work after being asked to stop
The matter was later settled.
Seek Help From a Consumer Lawyer
The phone number for this debt collection law office is 1-215-428-2015. Seeing it on your caller ID means that Harrison Ross Byck, PC is trying to reach you about a debt you allegedly owe.
If they threaten you with legal consequences they can’t carry out, harass you at work, and call third parties about your debt, hire a consumer lawyer and file a claim against Harrison Ross Byck, PC.
You could be awarded $1,000 per FDCPA violation plus court costs and attorney fees, so when a collection agency abuses your rights, let the law help you seek the compensation you are entitled to.
*Case taken from PACER (pacer.gov). Case 2:11-cv-07397-NS from the United States District Court for the Eastern District of Pennsylvania.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Harrison Ross Byck, PC or any other third-party collection agency, you may not be entitled to any compensation.