What You Do if You Are Contacted by Haller, Harlan, & Taylor*
Debt collection agencies, such as Haller, Harlan, & Taylor, are hired by corporations and businesses to collect repayment from you if you have fallen behind in paying your bills.
To avoid debt collectors using unfair, deceptive, or even abusive methods when contacting debtors, the Federal Trade Commission (FTC) created the Fair Debt Collection Practices Act (FDCPA). The FDCPA provides a set of guidelines to ensure debt collection agencies do not harass debtors, and also enables debtors to take legal action against these collectors if their rights have been violated.
Haller, Harlan, & Taylor is a debt collection agency centered in Plano, Texas. They also have two other regional offices in Houston, Texas and Tulsa, Oklahoma. Although Haller, Harlan, & Taylor are not accredited through the Better Business Bureau, they are still given a BBB rating of A+.
What to Do if Haller, Harlan, & Taylor is Trying to Collect a Debt from You*
If you believe that Haller, Harlan, & Taylor has violated your rights under the Fair Debt Collection Practices Act, there are certain actions you can take to ensure that you are not taken advantage of. For instance, you have the right to ask this debt collection agency to stop contacting you about this debt. You can do this by either making a verbal or written request.
The best option may be to make a written request and send it to the agency as certified mail. This way, you have proof that the request was made, which may come in handy in the event of a lawsuit.
When Haller, Harlan, & Taylor receives your request for cease of contact, they should, by right, stop contacting you. If they don’t, it is important that you make a thorough record of every attempt to contact you since the time they received your request. Log the date, time, and name of the representative for each call. Under the FDCPA, you could be awarded up to $1,000 in damages, so having this record will be helpful for your claim.
You should also consider seeking the help of an attorney who specializes in FDCPA violations. Having an attorney will help make sure that you receive the damages that you rightfully deserve when you have been harassed or treated unfairly by Haller, Harlan, & Taylor.
An FDCPA attorney will help you collect the evidence needed for filing a successful lawsuit. They will also help you determine the right amount of damages to seek in court and make sure that the entire process of filing the lawsuit runs smoothly. If you do want to take legal action against Haller, Harlan, & Taylor, you can file a claim against them in state court, with the FTC, in small claims court, or with your state attorney general.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Haller, Harlan, & Taylor or any other third-party collection agency, you may not be entitled to any compensation.