Are You Being Called By H&R Accounts, Inc.?*

Debt collection is big business in the US. An estimated 30 million consumer debts are assigned to collection agencies every year, resulting in over one billion collection contacts. It’s safe to assume that many of these contacts are less than stellar, as debt collectors don’t have the best reputation.

Your Rights Under the FDCPA

A consumer protection law called the Fair Debt Collection Practices Act, or FDCPA, became law in 1977. It prohibits intrusive debt collection tactics like those below and gives you the standing to sue an agency that uses them.

• Claiming to be police officers or federal agents
• Ignoring a written cease communications request
• Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
• Refusing to send you a debt validation letter
• Demanding that you pay a time-barred debt
• Using aggressive and abusive language

Company Profile: H&R Accounts, Inc.

If you are being called by H&R Accounts, Inc., more information about the company is below.

H&R Accounts, Inc., which also does business as Avadyne Health, is a debt collection agency located in East Moline, Illinois. It was opened for business in 1971, has 360 employees on staff, and is managed by Brent Haydon.

Legal records at the PACER website indicate that consumers who believed they were being harassed by H&R Accounts, Inc. did not tolerate what they perceived as abuse.

Alleged Violations against H&R Accounts, Inc.

According to PACER, in or around July 24, 2018, an Illinois consumer checked his credit report and found an entry from H&R Accounts, Inc. He did not recognize it, so he called the agency for more information.

The representative told him that he owed a medical debt of over $1,600 from 2012, but in Illinois debts are time-barred after five years, making the debt legally uncollectible.

Feeling harassed by H&R Accounts, Inc., the consumer filed an FDCPA lawsuit against the company for the following alleged violations:

• Trying to collect a time-barred debt
• Using false, deceptive, and misleading means to collect a debt
• Using unfair and unconscionable means to collect a debt

The matter was later dismissed.

Hire a Consumer Lawyer

The phone numbers for this collection agency are:

• 1-309-736-2255
• 1-800-383-6110
• 1-309-366-3222

If you see any of these numbers on your caller ID, it means that you are being called by H&R Accounts, Inc. If they try to convince you that you must pay a time-barred debt, don’t be misled. Contact a consumer attorney and file a claim against H&R Accounts, Inc.

You could be awarded $1,000 per FDCPA violation so act on your rights and get the compensation you deserve.

Additional Resources

• Is a Debt Collector Calling at Odd Hours?
• Debt Collectors Ignored Written Request?

Case taken from PACER (pacer.gov). File number is 2:18-cv-02242-CSB-EIL from the United States District Court for the Central District of Illinois, Urbana Division.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against H&R Accounts, Inc., or any other third-party collection agency, you may not be entitled to any compensation.