Skip to content
Debt Collection
Free Legal Help

Updated on Author: Contributing Author: Sergei Lemberg

Are You Being Called By H & A Credit Corporation?*

Stop the

You have legal rights. We can help.


According to the Association of Credit and Collection Professionals, debt collectors make over a billion contacts with consumers every year. Unfortunately, many debt collectors are demanding and abusive when dealing with people who are unaware that such collection activities are illegal under federal law.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, requires third-party debt collectors to be professional when communicating with consumers, so any abusive behavior is against the law. Below are some actions that can put a collection agency out of business.

  • Calling at all hours of the day and night
  • Demanding outrageous amounts that exceed the amount of the original debt
  • Discussing the debt with anyone except you, your spouse, or your attorney
  • Threatening legal action they cannot take or have no intention of taking
  • Using profane or obscene language
  • Failing or refusing to validate the debt

Need Help With H A Credit Corporation?

Call for a Free Case Evaluation Now!

Company Profile: H & A Credit Corporation

If you are being called by H & A Credit Corporation, information about the company is below.

H & A Credit Corporation is a collection agency located in Stone Mountain, Georgia. It was established in 2001, has less than 10 employees, and is operated by its President, Bruce S. Harris.

According to court records archived by the PACER (Public Access to Court Electronic Records) website, consumers who believed they were being harassed by H & A Credit Corporation went to court to resolve the situation.

Stop Harassment from H & A Credit Corporation

Need Help With H A Credit Corporation?

Call for a Free Case Evaluation Now!

Alleged Violations Against H & A Credit Corporation

According to PACER, in or around 2009, H & A Credit Corporation began trying to collect a consumer debt from a Georgia consumer. The company allegedly left a series of voicemail messages that did not disclose that the caller was a debt collector, forcing him to discover the fact on his own.

Feeling harassed by H & A Credit Corporation,the consumer hired a consumer attorney and sued the company for allegedly violating the FDCPA by:

  • Using false, deceptive, and misleading means to collect a debt
  • Failing to identify itself as a debt collector in all communications

The matter was later dismissed.

Need Help With H A Credit Corporation?

Call for a Free Case Evaluation Now!

Hire an Attorney

The phone number for this collection agency is 1-770-413-4961. If it appears on your caller ID, be aware that you are being called by H & A Credit Corporation.

If they leave messages that do not identify them or the fact that they are a debt collector, hire a consumer attorney who can help you file a claim against H & A Credit Corporation. That attorney can help you determine what materials you’ll need to have a strong case.

If you win, you could potentially be awarded financial compensation. In practice, this means you could earn $1,000 per FDCPA violation plus associated costs and damages. When debt collectors mistreat you, you may receive compensation that exceeds the original debt.

The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against H & A Credit Corporation, or any other third-party collection agency, you may not be entitled to any compensation.

**Case taken from PACER ( File number is Case 1:09-cv-02463-WBH from the United States District Court for the Northern District of Georgia, Atlanta Division.

About the author:

Contributing Author: Sergei Lemberg

Sergei Lemberg is a consumer rights attorney, practicing since 2006, whose practice focuses on consumer law, class actions and personal injury litigation. He is known for a United States Supreme Court case (Facebook v. Duguid) defending consumers from autodialers under the Telephone Consumer Protection Act of 1991 to send unsolicited text messages. He is also the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

See more posts from Contributing Author: Sergei Lemberg
Be the first to comment

Leave a Comment

Write a comment below to share your experience. Or, instead you can send a secure message to our legal team.
Email & phone number are required to block spam, but will not be published.

Briefly describe your experience

Briefly describe your experience

What’s your name?

What’s your name?

What’s your email address?

Please enter a valid email address.

What’s your phone number?

Please enter a valid phone number.

Want to know if you could sue? Get a free legal evaluation.

Free Case Evaluation

    1. Please fill out your contact information:

    2. Has a debt collection done any of the following:

    By submitting above, I agree to the privacy policy and disclaimer and consent to be contacted by an agent via phone call or text message at the phone number(s) listed above, including wireless number(s). Calls may be auto-dialed/pre-recorded. Consent is not required to utilize our services.