Debt collectors can be ruthless: they curse at you, make threats, and harass you by phone. Such conduct, however, is illegal. If you have been subjected to an overly-aggressive debt collector, the law protects your rights and may even entitle you to compensation.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, is a law that prevents a third-party debt collector from bullying or deceiving consumers to collect a debt. If a collection agency violates the FDCPA by using tactics like those below, you can sue.
- Claiming that you are going to jail if you don’t pay
- Demanding that you pay a debt discharged in bankruptcy
- Calling your friends, family, and co-workers
- Filing a court action in an area where you don’t live
- Chasing you for an out-of-statute debt
- Ignoring a cease communication notice
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Company Profile: Global International, Inc.
If you are being called by Global International, Inc., more company details are below.
Global International, Inc. is a debt collection agency in Williamsville, New York. It was established in 1999, has over 500 employees, and is managed by its CEO, Daniel Elmalem. Litigation records at the PACER website reveal that consumers who believed that they were being harassed by Global International, Inc. refused to pay.
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Alleged Violations against Global International, Inc.*
According to information on the PACER website, in or around October 2009, Global International, Inc. began calling a California consumer to collect a debt. She alleged that collectors called her at work several times a day, left messages that her co-workers could hear, and called her disrespectful for not paying her bills. Her attorney faxed a cease communication notice but the agency allegedly continued to call.
Feeling harassed by Global International, Inc., the consumer obtained counsel and sued the agency for:
- Discussing her debt with third parties
- Contacting her instead of her attorney
- Ignoring a cease communication notice
The matter was later settled.
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Hire a Consumer Lawyer
The phone number for this debt collection agency is:
Seeing them on your caller ID at home or work means that Global International, Inc. is trying to reach you. If they call you at a harassing rate and ignore communications from your attorney, hire a consumer lawyer and file a claim against Global International, Inc. The FDCPA provides for statutory damages up to $1,000, as well as an award of legal costs so don’t be afraid to stop the harassment and pursue compensation.
*Case taken from PACER (www.pacer.gov). Case 1:10-cv-00309-OWW-JLT from the United States District Court for the Eastern District of California, Fresno Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Global International, Inc. or any other third-party collection agency, you may not be entitled to any compensation.