Are You Being Called By GC Services?*

There are laws that protect indebted consumers, but they are violated on a daily basis. Many debt collectors harass you and abuse your rights in hopes of pressuring you into making a payment. These agencies assume that you are not aware of your legal rights and that they can get away with abusing you. When that happens, call an attorney.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act (FDCPA) was created by Congress in 1977 in order to stop aggressive and abusive practices by third party collection agencies. The FDCPA forces these debt collectors to follow specific guidelines and regulates how they must behave when attempting to collect a debt. Using strategies like those below can result in serious consequences.

• Calling at all hours of the day and night
• Calling you at work after you tell them that you can’t take personal calls there
• Discussing the debt with uninvolved third parties like your friends, family and neighbors
• Using profane and obscene language
• Calling before 8:00 a.m. and after 9:00 p.m. in your time zone
• Contacting you directly after you retain a lawyer

Company Profile: GC Services

If you are being called by GC Services , information about the company is below.

GC Services is a debt collection office located in Houston, Texas. It was established in 1979, has less than 10 employees, and is managed by its President, Frank A Taylor. In 2017 the company was charged with using unlawful tactics to collect on federal student loans and other debts and ordered to pay a $700,000 civil penalty. A review of consumer complaint boards and litigation records archived at the PACER (Public Access to Court Electronic Records) website confirms that consumers who believed they were being harassed by GC Services pushed back took the matter to court.

Alleged Violations against GC Services*

According to PACER, in or around May 2010 GC Services began calling an Illinois man to collect a student loan debt. He later alleged that some of these calls were received before 8:00 a.m. During one call the collector allegedly threatened the consumer that they would garnish 75% of his pay. When he said that he had retained an attorney the collector allegedly said that he was “f**king lying” and that the debt was “your f**king responsibility.”

Feeling harassed by GC Services, the Illinois consumer hired a consumer lawyer and sued the company for allegedly violating the FDCPA in the following ways:

• Calling outside of approved hours (before 8:00 a.m. and after 9:00 p.m.)
• Using false, deceptive, and misleading means to collect a debt
• Using harassing and abusive means to collect a debt
• Using profane and obscene language
• Harassing him by phone
• Threatening legal actions it had no intention of taking

The matter was later settled.

Hire an FDCPA Lawyer

The phone numbers for this debt collection company are:

• 1-713-777-4441
• 1-800-753-8354

If your phone rings and either of these number flash on your caller ID, it means that you are being called by GC Services. If they harass you by phone, use abusive language, and threaten lawsuits to compel payment, hire a consumer lawyer. If you decide to file a claim against GC Services, you could end up being awarded $1,000 per FDCPA violation plus legal fees and reasonable costs. When a collection agency abuses you, an experienced consumer lawyer can help you get the compensation you deserve.

Additional Resources

• Did a Debt Collector Threaten You With Legal Action?
• Has a Debt Collector Misrepresented Himself?

*Case taken from PACER (www.pacer.gov). File number is Case: 1:10-cv-04186 from the United States District Court for the Northern District of Illinois, Eastern Division.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against GC Services, or any other third-party collection agency, you may not be entitled to any compensation.