Most of us have credit cards, mortgage payments, hospital bills, and other types of debt we need to pay off each month. As long as our income is steady, we can usually stay on top of things. But if we lose our jobs or our hours get cut back substantially, even keeping up the minimum payments can become impossible. Once a certain amount are missed, debt collectors will start calling.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 to protect indebted consumers from abusive debt collection methods. Any agency that uses pressure tactics like the following can potentially have their license revoked.
- Cursing at you and calling you names
- Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
- Calling you at work when they know that your employer doesn’t let you take personal calls
- Telling you that you will arrested or your wages garnished if you don’t pay
- Calling your friends, family, and coworkers and telling them about the debt
- Pretending to be police officers or federal agents with power to enforce payment
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Company Profile: Integrity Financial Partners, Inc.
If you are being called by Integrity Financial Partners, Inc., information about the company is below.
Integrity Financial Partners, Inc. is collection agency located in Overland Park, Kansas. It was established in 2008 and is managed by its CEO, A. L. Summerlin. After March 2011, the agency commenced operations as a subsidiary of National Asset Recovery Services, Inc. Litigation records archived at the PACER (Public Access to Court Electronic Records) website indicate that people who believed they were being harassed by Integrity Financial Partners, Inc. opted to fight back in court.
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Alleged Violations against Integrity Financial Partners, Inc.
Anthonette Taylor vs. Integrity Financial Partners, Inc.*
According to PACER, Integrity Financial Partners, Inc. called Colorado resident Anthonette Taylor on May 15, 2012 to discuss a debt it had been assigned to collect. Ms. Taylor later claimed that the collector warned her that the debt would stay on the credit bureau reports until it was paid and that paying it was the only way to remove it.
She had previously set up payments to come out of her bank account automatically, but now advised that she could not afford to make the payments and that she was canceling the arrangement. Nonetheless, Integrity Financial Partners, Inc. allegedly took $80 from her account without her permission to cover another debt payment.
Feeling harassed by Integrity Financial Partners, Inc., Ms. Taylor hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
The matter was later settled.
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Hire a Creditor Harassment Attorney
The phone numbers for this collection agency are as follows:
If you see either number on your caller ID when the phone rings, it means that you are being called by Integrity Financial Partners, Inc., presumably about a debt. If they attempt to collect debt payments that you did not authorize and claim that your credit will be tarnished forever unless you pay, hire a consumer attorney.
If you file a claim against Integrity Financial Partners, Inc. and win, you could potentially receive $1,000 per violation as well as attorney’s fees, court costs, and any actual damages, so never let a collection agency intimidate you into believing you have no rights.
*Case taken from PACER (www.pacer.gov). File number is Case: 1:12-cv-01425-WJM-BNB from the United States District Court for the District of Colorado.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Integrity Financial Partners, Inc., or any other third-party collection agency, you may not be entitled to any compensation.