Are you being called by Evergreen Financial Services, Inc.?* Here's what you need to know.
It is extremely stressful to owe more money than you can ever hope to pay back within a reasonable time frame. When you’re no longer able to make the minimum payments and your creditors finally turn the accounts over to a professional collection agency, a nightmare can result, unless you know your rights and are prepared to act on them.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, requires debt collectors to be behave professionally, which means treating you with respect. It also prohibits them from actions like the following when collecting or attempting to collect a debt:
- Calling at inconvenient times, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
- Telling you that you can be arrested for nonpayment of a debt
- Ignoring a formal cease communications request
- Using profane and obscene language
- Contacting you at work after being advised that you are not allowed to talk to them there
- Pretending to be police officers or federal agents
Company Profile: Evergreen Financial Services, Inc.
If you are being called by Evergreen Financial Services, Inc., information about the company is below.
Evergreen Financial Services, Inc. is a debt collection company located in Yakima, Washington. It was established in 1970, has 10 to 19 employees, and is managed by owner Jon Trenkenschuh.
Records retained by the PACER (Public Access to Court Electronic Records) website confirm that consumers who believed they were being harassed by Evergreen Financial Services, Inc., hired attorneys and asserted their rights under the FDCPA.
Alleged Violations against Evergreen Financial Services, Inc.
According to PACER, in or around October of 2012, Evergreen Financial Services, Inc. began calling Washington resident Matthew Ambrose to collect a debt. Mr. Ambrose later complained that collectors repeatedly left voicemail messages that did not identify the company they worked for or the reason for calling.
Feeling harassed by Evergreen Financial Services, Inc., he hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using false, deceptive, and misleading means to collect a debt
- Using harassing and abusive means to collect a debt
- Failing to identify itself as a debt collector in all communications
The matter was later settled.
Hire an Attorney
The phone numbers for this collection agency are:
If you see any of them on your caller ID at any time, it means that you are being called by Evergreen Financial Services, Inc. If they leave voice messages that do not clarify the reason for your call, hire a consumer attorney. If you file a claim against Evergreen Financial Services, Inc. and win, you could potentially be awarded $1,000 per violation as well as attorney's fees, court costs, and any actual damages. Owing money does not make you a target of abuse, so assert your rights.
*Case taken from PACER (www.pacer.gov). File number is Case 2:13-cv-00140-TSZ from the United States District Court for the Western District of Washington at Seattle.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Evergreen Financial Services, Inc., or any other third-party collection agency, you may not be entitled to any compensation.