Every year the Federal Trade Commission receives thousands of complaints about debt collectors. These agencies bully, harass, and abuse consumers. If you find yourself being pursued by such a collection agency, read on to learn more about your rights.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) regulates the ways that third-party debt collectors may collect a consumer debt. Passed by Congress in 1977 in response to growing complaints about predatory collection practices, it prohibits collection tactics like the following.
- Calling you before 8:00 a.m. and after 9:00 p.m.
- Calling you at work after you tell them that you can’t take personal calls there
- Using profane or obscene language
- Claiming that you can be arrested, have your assets seized, or have your wages garnished if you do not pay
- Telling your friends, neighbors, and co-workers that you owe money
- Leaving voice messages that do not identify the collector and the purpose of their call
Company Profile: Evans Law Offices
If you are being called by Evans Law Offices, here is some additional information about the firm.
Evans Law Offices is a debt collection law office located in Cheektowaga, New York. It was founded in 2008, has fewer than five employees, and is managed by Jason Evans. Consumer litigation records at the PACER website confirm that consumers who believed that they were being harassed by Evans Law Offices hired counsel to help them file a claim.
Alleged Violations against Evans Law Offices*
According to information on the PACER website, in or around May 2009, Evans Law Offices allegedly started calling a Missouri consumer to collect a debt. She alleged that the various callers identified themselves as attorneys and did not always present themselves as debt collectors seeking to collect a debt. The consumer also complained that collectors used abusive language and called her at work despite being asked to stop.
Feeling harassed by Evans Law Offices, the consumer took legal action against the firm for:
- Using harassing and abusive means to collect a debt
- Using false, deceptive, and misleading means to collect a debt
- Using unfair and unconscionable means to collect a debt
- Harassing her by phone
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this debt collection law office is 1-855-420-5296. If you see it on your caller ID at any time, seek legal advice because it means that Evans Law Offices is calling you. If they harass you at work and use derogatory language, hire a consumer lawyer and file a claim against Evans Law Offices. You may win $1,000 per FDCPA violation as well as reasonable court costs and attorney fees. Knowing your rights is always the wisest course of action when debt collectors cross the line.
*Case taken from PACER (www.pacer.gov). File number is Case: 4:09-cv-01116-SNLJ from the United States District Court for the Eastern District of Missouri, Eastern Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Evans Law Offices or any other third-party collection agency, you may not be entitled to any compensation.