If debt collectors are harassing you daily, you may feel like declaring bankruptcy. Before you take that drastic step, contact a consumer attorney to discuss your situation, because it is illegal for collection agencies to bully consumers to this extent.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 to protect indebted consumers from being abused by third-party collection agencies. This federal law prohibits debt collectors from using tactics like the following to stress you into paying.
- Using profane and obscene language
- Telling your friends and family that you owe money
- Calling before 8:00 a.m. and after 9:00 p.m. in your time zone
- Threatening action they have no intention of taking
- Leaving voice messages that do not identify the collector
- Calling you at work when they know your employer doesn’t allow you to take personal calls
Company Profile: Eskanos & Adler
If you are being called by Eskanos & Adler, a summary of the agency’s history and operations is below.
Eskanos & Adler is a debt collection law office located in Concorde, California. It was founded in 1967, has over 200 employees, and is managed by owner Irwin Eskanos. Consumer complaint boards and records at the PACER website confirm that consumers who believed that they were being harassed by Eskanos & Adler engaged filed claims against the firm.
Alleged Violations against Eskanos & Adler*
According to information on the PACER website, in or around 2008, Eskanos & Adler started contacting an Arizona consumer to collect a debt. She alleged that the firm threatened to sue her unless she paid and ignored her demand to stop calling.
Feeling harassed by Eskanos & Adler, the consumer sued the firm for:
- Using harassing and abusive means to collect a debt
- Using false, deceptive, and misleading means to collect a debt
- Threatening legal action it cannot take
The matter was later dismissed.
Hire a Consumer Lawyer
The phone number for this debt collection law office is 1-925-969-1900. If you ever see it on your caller ID when the phone rings, it means that Eskanos & Adler is calling you. If they threaten legal action that they don’t follow up on and ignore you when you order them to stop calling, hire a consumer lawyer and file a claim against Eskanos & Adler. You could potentially win $1,000 per FDCPA violation, plus legal fees. When a collection agency chases you for money they cannot legally collect, they may end up having to pay you instead.
*Case taken from PACER (www.pacer.gov). File number is Case 2:08-cv-00107-DKD from the United States District Court for the District of Arizona.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Eskanos & Adler or any other third-party collection agency, you may not be entitled to any compensation.