Are you being called by Empire Recovery Group, Inc.?* Here's what you need to know
If financial hardship leaves you unable to pay your debts, collection agencies may eventually be assigned to your case. While many will be willing to work with you, others will try to threaten and harass you into paying. If this happens, know what your rights and what you can do to fight back.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was established in 1977 to protect consumers from harassment by collection agencies. Under the FDCPA, third-party debt collectors may not use tactics like those below to pressure you into paying a debt.
- Using profane or obscene language
- Calling you at work after you’ve told them that your employer doesn’t allow such calls
- Threatening you with consequences or actions they can’t legally take or have no intention of taking
- Contacting you even after you send a cease communications request
- Threatening to ruin your credit if you don’t pay
- Discussing your debt with anyone except you, your spouse, or your attorney
Company Profile: Empire Recovery Group, Inc.
If you are being called by Empire Recovery Group, Inc., information about the company is below.
Empire Recovery Group, Inc. is a debt collection law office located in Niagara Falls, New York. It was established in 2003, has less than 10 employees, and is managed by its President, Vincent Bianco. According to litigation records archived at the PACER (Public Access to Court Electronic Records) website, consumers who believed they were being harassed by Empire Recovery Group, Inc. hired consumer attorneys and filed lawsuits to deal with the matter.
Alleged Violations against Empire Recovery Group, Inc.
According to PACER, in or around May 2004 Empire Recovery Group, Inc. allegedly started trying to collect a debt from a Washington resident. She later complained that collectors contacted her sister and revealed details of the debt. Although her sister paid the debt to make the harassment stop, Mrs. Collins alleged that abusive demands and contact continued.
Feeling harassed by Empire Recovery Group, Inc., she hired a consumer attorney and sued the firm for allegedly violating the FDCPA in the following ways:
- Using false, deceptive, and misleading means to collect a debt
- Using harassing and abusive means to collect a debt
- Using unfair and unconscionable means to collect a debt
The matter was later dismissed.
Hire an Attorney
The phone number for this collection agency is 1-800-758-6767. If you see it on your caller ID when the phone rings, it means that you are being called by Empire Recovery Group, Inc.. If they discuss your alleged debt with third parties and treat you in a rude and condescending manner, hire a consumer attorney immediately. If you decide file a claim against Empire Recovery Group, Inc. with your attorney’s help, you may potentially receive $1,000 per FDCPA violation. Owing money does not make you an automatic target of harassment, so see an attorney and assert your rights.
*Case taken from PACER (www.pacer.gov). File number is Case 2:04-cv-02025-JCC from the United States District Court for the Western District of Washington at Seattle.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Empire Recovery Group, Inc., or any other third-party collection agency, you may not be entitled to any compensation.