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Are You Being Called By Emerald AR Systems?*

Stop The Harassment

You have legal rights. We can help.


Being in debt is not an enjoyable position to be in, but it is common. Research suggests that people across the country are now in over $1 trillion worth of credit card debt.

Collection agencies have gone into overdrive to collect this money, many of them using illegal methods to coerce consumers to pay.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, applies strict limitations on what collection agencies can and cannot do when trying to collect money from you. Any debt collector who ignores the law and uses manipulative tactics like the following risk high fines and loss of their license.

  • Calling you at work when you’ve already told them that you can’t talk to them there
  • Calling your friends and relatives and telling them about your debt
  • Swearing at you over the phone
  • Pretending to be lawyers or federal agents
  • Trying to collect more than you really owe
  • Using an autodialer to call your phone daily, sometimes hourly

Company Profile: Emerald AR Systems

If you are being called by Emerald AR Systems, below is an overview of the agency’s background.

Emerald AR Systems, is a debt collection agency located in Phoenix, Arizona. It was established in 2007, has a small staff of fewer than 10 employees, and is managed by its President, Jonathan Witt. According to its website, the company specializes in medical debt.

Anyone reviewing the database at the PACER website will find that consumers who thought they were being harassed by Emerald AR Systems went to court to seek justice.

Are You Being Called By Emerald AR Systems?*

Alleged Violations against Emerald AR Systems

According to PACER, on or around April 5, 2012, Emerald AR Systems allegedly called the parents of a New York consumer and left a voice message advising her that they were trying to collect a debt from her.

This message, which was overheard by her parents and sister, caused her great embarrassment. She also claimed that she never received a debt validation letter within five days as required by law.

Feeling harassed by Emerald AR Systems, the consumer filed an FDCPA lawsuit against the agency, claiming that they had:

  • Revealing details of her debt to third parties
  • Failing to send a debt validation letter
  • Using harassing and abusive means to collect a debt
  • Using unfair and unconscionable means to collect a debt

The matter was later dismissed.

Hire a Consumer Lawyer

The phone number for Emerald AR Systems is 1-866-299-8383. Any time it appears on your caller ID, it means that Emerald AR Systems is looking to speak with you.

If they do not send you a debt validation letter as required by law and leave voice messages that can be heard by third parties, hire a consumer lawyer and obtain professional assistance in filing a claim against Emerald AR Systems.

You could win $1,000 in statutory damages plus coverage of your legal fees, so act now and get the compensation you deserve.

Additional Resources

Case taken from PACER ( File number is Case 1:12-cv-00818-FJS-RFT from the United States District Court for the Northern District of New York.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Emerald AR Systems or any other third-party collection agency, you may not be entitled to any compensation.