Are You Being Called By Elite Financial Services, Inc.?* Here's what you need to know.
Every year the Federal trade Commission receives thousands of complaints about abusive debt collectors. The agencies in question indulge in all kinds of harassment to induce payment, sometimes driving people to file for bankruptcy. If this happens to you, be aware that you have rights and don’t have to tolerate mistreatment.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, prohibits abusive collection tactics like those below. Any third-party collection agency that uses them faces fines and even license revocation.
- Using profane or obscene language
- Threatening to damage your reputation and credit rating
- Refusing to validate the debt and prove that they are authorized to collect it
- Ignoring a debt validation request
- Telling you that you can arrested or imprisoned for nonpayment of a debt
- Pretending to be police officers or government agents
Company Profile: Elite Financial Services, Inc.
If you are being called by Elite Financial Services, Inc., information about the company is below.
Elite Financial Services, Inc. is a debt collection agency located in Raytown, Missouri. It was established in 1986, has less than 10 employees, and is managed by Clifford Coy. It currently has a B rating with the Better Business Bureau. Records retained by the PACER (Public Access to Court Electronic Records) website indicate that consumers who felt they were being harassed by Elite Financial Services, Inc. went to court to fight back.
Alleged Violations against Elite Financial Services, Inc.
According to PACER, in or about early 2011, Elite Financial Services, Inc. started contacting a Missouri resident about an alleged debt. She later complained that the callers did not always identify themselves as debt collectors and that during some communications, she was threatened with an “immediate lawsuit”.
Feeling harassed by Elite Financial Services, Inc., a hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Failing to identify itself as a debt collector in all communications
- Threatening actions it could not legally take
The matter was later dismissed.
Hire an Attorney
The phone number for this debt collection agency is 1-816-737-3901. If you see it on your caller ID, it means that you are being called by Elite Financial Services, Inc.. If they harass you by phone and threaten lawsuits, hire a consumer attorney. If you file a successful claim against Elite Financial Services, Inc., you could potentially receive $1,000 per FDCPA violation plus damages for embarrassment and humiliation and any associated court costs. When debt collectors go too far, the law can help you seek compensation.
*Case taken from PACER (www.pacer.gov). File number is Case 4:11-cv-00776-DW from the United States District Court for the Western District of Missouri, Western Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Elite Financial Services, Inc., or any other third-party collection agency, you may not be entitled to any compensation.