Most people are acting in good faith when they incur debts. They intend to pay back that student loan when they graduate or make payments on their credit cards once they find another job. However, in a difficult economic climate, prompt repayment can sometimes be impossible.
If a debt collector abuses you for your inability to pay, hire a consumer lawyer who will help you protect your rights.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) requires third-party collection agencies to have professionally when communicating with consumers but too many of them use bullying and deception to collect money.
If you’re dealing with a debt collector that subjects you to any of the following, they are breaking the law.
- Swearing, calling you names, or using racial slurs
- Leaving messages without identifying themselves as debt collectors
- Calling third parties and telling them that you owe a debt
- Calling your workplace after telling the collector not to call you there
- Threatening lawsuits, wage garnishment, or arrest
- Ignoring a cease and desist letter
Company Profile: Edward T. Burke & Associates, PC
If you are being called by Edward T. Burke & Associates, PC, more details about the firm are below.
Edward T. Burke & Associates, PC, is a debt collection law office in Houston, Texas. The firm was established in 1993, has 35 employees, and is managed by Edward T. Burke.
An inspection of the lawsuit records at the PACER website confirms that consumers who believed they were being harassed by Edward T. Burke & Associates, PC filed FDCPA lawsuits to make the firm prove its claims.
Alleged Violations against Edward T. Burke & Associates, PC
According to PACER, on or about January 15, 2007, Edward T. Burke & Associates, PC sent a demand letter to a Dallas consumer, requesting payment for a debt allegedly owed to Bank of America.
When the consumer’s representative regarding the debt sent the firm a letter requesting verification, Edward T. Burke & Associates, PC allegedly did not send it.
Feeling harassed by Edward T. Burke & Associates, PC, the consumer hired a consumer attorney and sued the firm for:
- Refusing to validate the debt
- Using false, deceptive, and misleading means to collect a debt
- Misrepresenting the character, amount, or legal status of the debt
The matter was later dismissed.
Hire a Consumer Lawyer
The phone number for Edward T. Burke & Associates, PC is 1-281-870-0090. Any time it appears on your caller ID, it means that Edward T. Burke & Associates, PC is on the line. If they refuse to validate the debt on request, don’t pay.
Instead, hire a consumer lawyer who will assist you in filing a claim against Edward T. Burke & Associates, PC for compensation. The FDCPA allows you to recover statutory damages of up to $1,000 and your attorney’s fees and costs, so you have nothing to lose and potentially a lot to gain.
- Did a Debt Collector Notify a Third Party Regarding Your Debt?
- Has a Debt Collector Used Profane Language?
Case taken from PACER (pacer.gov). File number is Case 3:07-cv-01133-P from the United States District Court for the Northern District of Texas, Dallas Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Edward T. Burke & Associates, PC or any other third-party collection agency, you may not be entitled to any compensation.