Skip to content
Debt Collection
Free Legal Help

By Contributing Author: Sergei Lemberg Updated on

Are You Being Called By Educational Computer Systems?

Stop the

You have legal rights. We can help.


Collection agencies are rarely subtle. They will call you at inconvenient times, send aggressive letters, and take actions specifically to embarrass you. This happens to you, don’t assume that you have to tolerate such abuse, because you don’t.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, mandates ethical and professional behavior from third-party debt collectors and prohibits actions like the following during debt collection attempts.

● Shouting and using profanities
● Threatening to garnish your wages
● Demanding that you pay a debt discharged in bankruptcy
● Demanding amounts that exceed the original debt
● Calling you at work
● Telling your friends, neighbors, and co-workers that you owe money

Need Help With Educational Computer Systems?

Call for a Free Case Evaluation Now!

Company Profile: Educational Computer Systems

If you are being called by Educational Computer Systems, here are some additional company details.

Educational Computer Systems, which also does business as Heartland Payment Systems, is a student loan provider and collection agency in Pittsburgh, Pennsylvania. It opened for business in 1972, has over 100 employees, and is managed by Eric Ives. Records at the PACER website show that people who felt harassed by Educational Computer Systems refused to give in.

Need Help With Educational Computer Systems?

Call for a Free Case Evaluation Now!

Alleged Violations against Educational Computer Systems

According to PACER, in or around April 2015, an Arizona consumer checked her credit report and found that Educational Computer Systems had reported an outstanding student loan. She had never incurred student loans and got the university she had attended to confirm the fact, but on or about February 1, 2016, the agency sent a letter alleging that she owed it $14,643.93.

Feeling harassed by Educational Computer Systems, the consumer got a free case review from a consumer lawyer and sued the agency for:

● Demanding payment for a debt she did not owe
● Reporting inaccurate information to the credit bureaus.

The matter was later settled.

Need Help With Educational Computer Systems?

Call for a Free Case Evaluation Now!

Hire a Consumer Lawyer

The phone numbers for this debt collection agency are:

● 1-866-841-3274
● 1-412-788-3900
● 1-412-788-3904
● 1-800-437-6931

If they appear on your caller ID, Educational Computer Systems may be trying to collect a student loan debt from you. If they report inaccurate information to the credit bureaus, hire a consumer lawyer and file a claim against Educational Computer Systems. You could be awarded $1,000 per FDCPA violation, so when you don’t owe a debt, stand your ground.

*Case taken from PACER ( File number is Case 2:16-cv-01061-DLR from the United States District Court for the District of Arizona.

Need Help With Educational Computer Systems?

Call for a Free Case Evaluation Now!

Additional Resources

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Educational Computer Systems or any other third-party collection agency, you may not be entitled to any compensation.

About the author:

Contributing Author: Sergei Lemberg

Sergei Lemberg is a consumer rights attorney, practicing since 2006, whose practice focuses on consumer law, class actions and personal injury litigation. He is known for a United States Supreme Court case (Facebook v. Duguid) defending consumers from autodialers under the Telephone Consumer Protection Act of 1991 to send unsolicited text messages. He is also the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

See more posts from Contributing Author: Sergei Lemberg
Be the first to comment

Leave a Comment

Write a comment below to share your experience. Or, instead you can send a secure message to our legal team.
Email & phone number are required to block spam, but will not be published.

Briefly describe your experience

Briefly describe your experience

What’s your name?

What’s your name?

What’s your email address?

Please enter a valid email address.

What’s your phone number?

Please enter a valid phone number.

Want to know if you could sue? Get a free legal evaluation.

Free Case Evaluation

    1. Please fill out your contact information:

    2. Has a debt collection done any of the following:

    By submitting above, I agree to the privacy policy and disclaimer and consent to be contacted by an agent via phone call or text message at the phone number(s) listed above, including wireless number(s). Calls may be auto-dialed/pre-recorded. Consent is not required to utilize our services.