Are You Being Called By Law Offices of Ed Overcash?

If you lose your job and have a hard time finding another one, your debts can go into major arrears and get debt collectors after you. These agencies are not always ethical in their collection methods, but if they go too far, you can get a free consultation from a consumer lawyer and sue.

Your Rights Under the FDCPA

In 1977, Congress enacted the Fair Debt Collection Practices Act, or FDCPA. Its purpose was to prevent consumers from being hounded into bankruptcy and, even today, penalizes any company that uses tactics like those below to collect money.

● Threatening to take you to court
● Leaving messages hat do not identify them as debt collectors
● Calling you at work even when they know that such calls violate company policy
● Yelling and swearing at you over the phone
● Harassing you over someone else’s debt
● Misrepresenting the amount of the debt

Company Profile: Law Offices of Ed Overcash

If you are being called by the Law Offices of Ed Overcash, an overview of the firm is below.

The Law Offices of Ed Overcash is a law office and consumer collection agency in Greenville, South Carolina. It opened for business in 2008, has three employees, and is managed by Ed Overcash. The firm has inspired several complaints on consumer boards. The PACER website archives have records showing that consumers who believed that the Law Offices of Ed Overcash was harassing them reacted with court action.

Alleged Violations against Law Offices of Ed Overcash

According to PACER, in or around early 2011, the Law Offices of Ed Overcash started contacting a California consumer who claimed that the firm’s tactics were oppressive. She alleged that she received up to 10 collection calls a week and that her request for validation was ignored. She also said that collectors yelled at her and threatened to garnish her wages or seize property if she did not pay.

Feeling harassed by the Law Offices of Ed Overcash, the consumer sued the firm for the following alleged FDCPA violations:

● Calling excessively
● Using abusive language
● Failing to validate the debt
● Threatening baseless legal action

The matter was later settled.

Hire a Consumer Lawyer

The phone number for this debt collection law firm is 1-864-233-5800. Its presence on your caller ID, means that the Law Offices of Ed Overcash is trying to reach you. If they don’t validate the debt but try to threaten you into paying it, hire a consumer lawyer and file a claim against the Law Offices of Ed Overcash. If you win your case, you could be granted damages of $1000 per FDCPA violation and legal costs, so act on your rights and get the compensation you deserve.

*Case taken from PACER (www.pacer.gov). File number is Case 2:11-cv-08190-JEM from the United States District Court for the Central District of California.

Additional Resources

• Did A Collection Agency Make False Statements Regarding Your Debt?
• I-L Debt Collection Agencies

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Law Offices of Ed Overcash or any other third-party collection agency, you may not be entitled to any compensation.