If Dynamic Strategies, Inc. is harassing you over debt, read on to find out how to fight back!
Are you dealing with harassing calls from debt collectors? Are threatening messages being left on your phone? If so, you are understandably upset, but remember: you do not have to tolerate harassment. You have rights, and an attorney can help you assert them.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, requires third-party debt collectors to behave professionally when collecting consumer debts.
Bullying tactics like those below are illegal, and can result in revocation of the agency’s license.
- Maliciously reporting false information to the credit bureaus
- Trying to collect more than the law and / or the original creditor agreement allow
- Telling your friends and family that you owe money
- Cursing and calling you names
- Discussing your debt with uninvolved third parties
- Using constant phone calls to annoy or harass you
Company Profile: Dynamic Strategies, Inc.
If you are being called by Dynamic Strategies, Inc., information about the company is below.
Dynamic Strategies, Inc. is a debt collection company located in Bothell, Washington. It was established in 2003, less than 10 employees, and is managed by its President, Ray Henning.
A close inspection of consumer litigation files viewable at the PACER (Public Access to Court Electronic Records) website indicates that consumers who believed that they were being harassed by Dynamic Strategies, Inc. used the court system to assert their legal rights.
Alleged Violations by Dynamic Strategies, Inc.
Plaintiff(s) vs. Dynamic Strategies, Inc. et al*
According to PACER, in or around late 2010, Dynamic Strategies, Inc. filed a collection lawsuit against Washington residents and obtained a default judgment, although the Plaintiffs did not live in the district where the lawsuit was filed.
A Writ of Garnishment was subsequently used to take money from the couple’s pay.
Feeling harassed by Dynamic Strategies, Inc., the Plaintiffs hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using false, deceptive, and misleading means to collect a debt
- Misrepresenting the character, amount, or legal status of the debt
- Illegally garnishing their wages
The matter was later settled.
Hire an Attorney
The phone numbers for this debt collection agency are as follows:
If either number flashes on your caller ID when the phone rings, it means that you are being called by Dynamic Strategies, Inc. If they compromise your rights by filing a collection lawsuit in the wrong venue, hire a consumer attorney who can help you fight back.
If you file a claim against Dynamic Strategies, Inc., you could potentially win $1,000 per FDCPA violation plus court costs and reasonable attorney fees. The law is on your side when debt collectors cross the line.
**Case taken from PACER (www.pacer.gov). File number is Case 3:11-cv-05004-RJB from the United States District Court for the Western District of Washington at Tacoma.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Dynamic Strategies, Inc. or any other third-party collection agency, you may not be entitled to any compensation.