When you fall behind on your credit card payments, medical bills, and student loans after losing your job, it’s a difficult situation made worse by calls from hostile collection agencies. If you are contacted by such a company, remember that you have certain rights that include freedom from harassment.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA), which was passed in 1977, gives you the right to dispute a debt and request its validation. It also prohibits actions like the following and penalizes collection agencies that use them to settle a debt.
● Harassing you for disputing a debt
● Using profane or obscene language
● Discussing the debt with unauthorized third parties
● Failing to send a debt validation package
● Refusing to report a debt as disputed to the credit bureaus
● Calling before 8:00 a.m. and after 9:00 p.m.
Company Profile: Law Offices of Donald S. Burak
If you are being called by the Law Offices of Donald S. Burak, here is a general background.
The Law Offices of Donald S. Burak is a debt collection law office in Bensalem, Pennsylvania. It was founded in 2007, has fewer than five employees, and is managed by Donald S. Burak. The PACER website includes FDCPA claims indicating that those who believed they were being harassed by the Law Offices of Donald S. Burak understood that they had rights under federal law.
Alleged Violations against the Law Offices of Donald S. Burak
According to PACER, on or around September 11, 2007, the Law Offices of Donald S. Burak sent a collection letter to an Illinois consumer, seeking payment for a debt that was over 10 years old. It indicated that if she did not pay, she could receive a negative notation on her credit report.
Feeling harassed by the Law Offices of Donald S. Burak, the consumer sued the firm for:
● Using misleading and deceptive means to collect a debt
● Demanding payment for a time-barred debt
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for this debt collection law office are:
If you see them on your caller ID, the Law Offices of Donald S. Burak is attempting to reach you. If they threaten to ruin your credit if you don’t pay a time-barred debt, hire a consumer lawyer and file a claim against the Law Offices of Donald S. Burak. The court could award you $1,000 per FDCPA violation, so get a free evaluation from a consumer lawyer and fight back.
*Case taken from PACER (www.pacer.gov). File number is Case: 1:07-cv-05775 from the United States District Court for the Northern District of Illinois, Eastern Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against the Law Offices of Donald S. Burak or any other third-party collection agency, you may not be entitled to any compensation.