Being chased for money you don’t have is right up there when it comes to life’s most stressful experiences. A lot of collection agencies refuse to take no for an answer and will do nearly anything to bully or coerce you into paying, hoping you won’t realize that their antics violate your rights as a consumer.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, is a consumer protection law that regulates the actions of third-party collection agencies and prohibits them from taking things to extremes to settle a debt. Collection actions like those below are illegal and can subject a company to fines and even license revocation.
- Shouting and using profanities
- Demanding amounts that exceed the original debt total
- Contacting your at work after learning that the employer does not permit such calls
- Threatening legal actions they cannot take, such as having your property seized and wages garnished
- Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
- Trying to collect an amount that is not authorized by law or the original creditor agreement
Company Profile: Diversified Services Group
If you are being called by Diversified Services Group, information about the company is below.
Diversified Services Group is a debt collection office located in Scottsdale, Arizona. It was established in 2011, has an estimated 20 to 49 employees, and is managed by owner Robert Schwartz.
A quick perusal of litigation records archived at the PACER (Public Access to Court Electronic Records) website confirms that people who believed they were being harassed by Diversified Services Group filed lawsuits to fight back.
Alleged Violations against Diversified Services Group
Plaintiffl vs. Diversified Services Group et al *
According to PACER, in March 2013 Diversified Services Group allegedly contacted the husband of Plaintiff, who owed a debt they were trying to collect. He later asserted that the calls discussed the alleged debt with him in detail and told him to have his wife contact them.
Feeling harassed by Diversified Services Group, The Plaintiff hired a consumer attorney and sued the company for allegedly violating the FDCPA by discussing the alleged debt with uninvolved third parties. The matter was later dismissed.
Hire an Attorney
The phone number for this debt collection company is 1-480-994-9250. If it appears on your caller ID, be aware that you are being called by Diversified Services Group. If they freely discuss your debt with third parties, hire a consumer attorney who can help you protect your rights.
If you file a claim against Diversified Services Group, you could potentially win $1,000 per FDCPA violation. You have rights that these companies ignore at their own risk.
*Case taken from PACER (www.pacer.gov). File number is Case: 1:13-cv-03452 from the United States District Court for the Northern District of Illinois, Eastern Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Diversified Services Group, or any other third-party collection agency, you may not be entitled to any compensation.