Debt collectors can be zealous in their payment demands, but don’t let them harass you. If they try to make you pay a debt by threatening to garnish your wages, seize your home, or destroy your credit, you have grounds to sue.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act makes it illegal for debt collectors to harass you into paying a debt. Tactics like the following can cause a collection agency to be fined and even lose its license.
● Using profane or obscene language
● Discussing the debt with third parties
● Leaving voice messages that do not identify the collector
● Threatening action they cannot legally take
● Calling you at inconvenient times
● Demanding outrageous ‘fees’ in addition to the original debt
Company Profile: Diversified Recovery Bureau, LLC
If you are being called by Diversified Recovery Bureau, LLC, an agency overview is below.
Diversified Recovery Bureau, LLC, which also does business as DRB, is a debt collection agency in West Seneca, New York. It opened for business in 2014, has 21 employees, and has a B rating with the Better Business Bureau. Legal files and indexes at the PACER website show that consumers who felt harassed by Diversified Recovery Bureau, LLC were firm in protecting their rights.
Alleged Violations against Diversified Recovery Bureau, LLC*
According to information on the PACER website, in or around late 2018, Diversified Recovery Bureau, LLC allegedly started contacting an Indiana consumer to collect a debt. She alleged that collectors threatened to sue her and garnish her wages if the debt was not paid immediately.
Feeling harassed by Diversified Recovery Bureau, LLC, the consumer filed a lawsuit against the agency for:
● Being harassing and abusive
● Threatening consequences it could not legally take
The case was later settled.
Hire a Consumer Lawyer
The phone numbers for Diversified Recovery Bureau, LLC are:
Their presence on your caller ID means that you are being called by Diversified Recovery Bureau, LLC. If they threaten wage garnishments and lawsuits when they lack grounds to do either one, hire a consumer lawyer and file a claim against Diversified Recovery Bureau, LLC. You could receive $1000 for every violation of the FDCPA. When you fight for your rights, you could get the compensation you deserve.
*Case taken from PACER (www.pacer.gov). File number is Case 1:19-cv-01090-JRS-MPB from the United States District Court for the Southern District of Indiana, Indianapolis Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Diversified Recovery Bureau, LLC or any other third-party collection agency, you may not be entitled to any compensation.