According to a 2014 study, 35% of adult Americans have at least one debt in collections. That’s nearly 77 million people who are dealing with collection agencies. This is one of the reasons why debt collector harassment is becoming such a growing concern.
How Your Rights Fall Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) was passed in 1977 to protect indebted consumers from having their lives ruined by third-party collection agencies. Its rules, which apply even today, penalize debt collectors who harass you in the following ways:
- Saying that they will serve “court papers” on you at work
- Trying to collect a debt that was included in an earlier bankruptcy
- Ignoring a written cease communication request
- Cursing and threatening you
- Claiming to be federal agents or police officers
- Reporting false information to the credit bureaus
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Company Profile: Deville Asset Management
If you are being called by Deville Asset Management, additional information about the company is provided below.
Deville Asset Management is a collection agency located in Colleyville, Texas. It was established in 2012, has a small workforce of five employees, and is managed by its President, Jay B Ledford.
It has an F rating with the Better Business Bureau due to 150 complaints made against the business: the BBB has even made the notation that the company “has a pattern of disputes alleging DeVille Asset Management reports, negatively, to all three credit bureaus, false debts that have either been cleared, or never existed.
Consumers also allege that they experience unprofessional treatment, as it pertains to them calling in to Deville Asset Management, to express concerns about potential errors reported to their credit reports.”
Digitized legal files at the PACER website confirm that consumers who felt they were being harassed by Deville Asset Management refused to be bullied into paying.
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Alleged Violations against Deville Asset Management
According to PACER, on or about December 3, 2015, at 11:49 a.m., Deville Asset Management allegedly called a Washington, D.C. consumer and left the following message on her answering machine.
“Hey, this is Courtney Rose. (Consumer name), can you call me back today at Deville? 469-293-4962.”
When the consumer’s fiancé returned the call to gain additional information, a representative of Deville Asset Management allegedly told him that the call was regarding a debt that needed to be paid.
Feeling harassed by Deville Asset Management, the consumer sued the company for the following alleged FDCPA violations:
Not identifying itself as a debt collector
- Disclosing information about her debt to her fiancé
The matter was later settled.
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Hire a Consumer Lawyer
The phone numbers for Deville Asset Management are:
Should they appear on your caller ID at any time, Deville Asset Management is trying to talk to you. If they leave vague messages on your voicemail or talk to your family members about your debt, your rights have been violated and you can sue.
Hire a consumer lawyer and file a claim against Deville Asset Management. When you act on your rights, it could result in a damage award of $1,000 and coverage of your legal bills. No matter what the size of your debt may be, you have more power than a debt collector wants you to realize.
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Additional Resources
Case taken from PACER (pacer.gov). File number is Case 1:16-cv-01175-TSC from the United States District Court for the District of Columbia.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Deville Asset Management or any other third-party collection agency, you may not be entitled to any compensation.