If you fall behind on your monthly debts, you may eventually hear from a collection agency. Unfortunately too many debt collectors use extreme lengths to make you pay, hoping you will never realize that your consumer rights prohibit such treatment.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) makes it illegal for debt collectors to abuse you into paying a debt. Using collection tactics like those below can cause an agency to lose its license, but many assume the risk anyway.
● Maliciously reporting false information to the credit bureaus
● Telling your friends and family that you owe money
● Using constant phone calls to annoy or harass you
● Using profane and obscene language
● Pretending to be attorneys or police officers
● Calling you at work when your workplace doesn’t let you take such calls
Company Profile: Delta Management Group, Inc.
If you are being called by Delta Management Group, Inc., below some background information on the company and its operations.
Delta Management Group, Inc. is a debt collection agency in St. Paul, Minnesota. It opened its doors in 1999, has 29 employees, and is managed by Nancy Backus. Legal records maintained at the PACER website show that many who believed they were being harassed by Delta Management Group, Inc. got a free evaluation from a consumer lawyer and fought back.
Alleged Violations against Delta Management Group, Inc.
According to PACER, in or around late 2015, Delta Management Group, Inc. allegedly started calling a New York consumer and leaving voice messages that did not identify it as a debt collector, making it impossible for her to decide whether or not to return the call.
Feeling harassed by Delta Management Group, Inc., the consumer sued the agency for:
● Using misleading means to collect a debt
● Failing to make the required disclosures in its voicemails
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this debt collection agency is 1-651-481-9548. If you ever see it on your caller ID, seek legal advice, as you are being called by Delta Management Group, Inc. If they leave misleading voice messages on your answering machine, hire a consumer lawyer and file a claim against Delta Management Group, Inc. If your claim is successful, you could be awarded $1,000 per FDCPA violation plus court costs and attorney fees, so when a collection agency abuses your rights, let the law help you seek the compensation you are entitled to.
*Case taken from PACER (www.pacer.gov). File number is Case 1:16-cv-00152-JBW-RML from the United States District Court for the Eastern District of New York.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Delta Management Group, Inc. or any other third-party collection agency, you may not be entitled to any compensation.