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By Contributing Author: Sergei Lemberg Updated on

Are You Being Called By Delmarva Capital Services, LLC?*

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Are you being called by Delmarva Capital Services, LLC?* Here’s what you need to know

Modern society is structured in a way that practically requires us to go into debt to get ahead in life. Want to go to school? Take out a student loan. Emergency car repairs when you’re short on money? Put it on Visa. Unless you’re independently wealthy, buying a home will require you to take out a mortgage. When we lose our jobs or become too disabled to work, the debt load we face can easily put us under, and it doesn’t help when debt collectors start harassing us. Read on to learn what you can do when collection agencies go too far.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, is a federally enacted consumer protection law. If a collection agency uses approaches like those below to pressure you into paying a debt, they can face significant penalties.

  • Swearing and using profane language
  • Showing up at your house to intimidate you
  • Talking about the debt to anyone except you, your spouse, or your attorney
  • Failing or refusing to identify themselves as debt collectors in every communication
  • Calling you several times per day using an autodialer
  • Pretending to be members of law enforcement

Delmarva Capital Services, LLC

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Company Profile: Delmarva Capital Services, LLC

If you are being called by Delmarva Capital Services, LLC, information about the company is below.

Delmarva Capital Services, LLC, which also does business as K.B. Merrill Associates,LLC, is a debt collection agency located in Bel Air, Maryland. It was established in 2003, has approximately 26 employees, and is managed by its President, Kevin Merrill.

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Hire an Attorney

The phone number for this debt collection agency is 1-410-838-8300. If it pops up on your caller ID when the phone rings, it means that you are being called by Delmarva Capital Services, LLC. If they keep calling you after you have indicated an inability to pay the debt, contact a consumer attorney right away. If you file a claim against Delmarva Capital Services, LLC and win, you could potentially receive $1,000 per FDCPA violation in addition to court costs and legal fees. Don’t let an unethical debt collector walk all over you: you have rights that they disregard at their own risk.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Delmarva Capital Services, LLC, or any other third-party collection agency, you may not be entitled to any compensation.

About the author:

Contributing Author: Sergei Lemberg

Sergei Lemberg is a consumer rights attorney, practicing since 2006, whose practice focuses on consumer law, class actions and personal injury litigation. He is known for a United States Supreme Court case (Facebook v. Duguid) defending consumers from autodialers under the Telephone Consumer Protection Act of 1991 to send unsolicited text messages. He is also the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

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