Are You Being Called By Delivery Financial Services, LLC?*

Once your credit card, student loan, and other debts go into arrears, your creditors will eventually turn the accounts over to a third-party collection agency.

These companies are notorious for using all kinds of aggressive and deceptive tactics to get you to pay, but don’t be intimidated. If they go too far, you have recourse under the law.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act (FDCPA) was passed in 1977 to regulate third-party debt collectors who were pushing consumers to the point of bankruptcy. The FDCPA imposes strict limits on what collection agencies can do to settle a debt and prohibits third-party collectors from doing the following:

• Harassing you on the telephone
• Disguising the fact that they are debt collectors trying to collect a debt
• Pretending to be attorneys, police officers, or federal agents
• Calling you at inconvenient times, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
• Using abusive or obscene language
• Demanding amounts not supported by law or the original creditor agreement

Company Profile: Delivery Financial Services, LLC

If you are being called by Delivery Financial Services, LLC, information about the company is below.

Delivery Financial Services, LLC is a collection agency located in Scottsdale, Arizona. It was established in 2005, has less than 10 employees, and is operated by its President, Michelle Janik.

According to consumer complaint boards and litigation records viewable at the PACER (Public Access to Court Electronic Records) website, many consumers who believed they were being harassed by Delivery Financial Services, LLC stood up for themselves in court.

Alleged Violations Against Delivery Financial Services, LLC

Plaintiff vs. Delivery Financial Services, LLC et al**

According to PACER, in or around 2015, Delivery Financial Services, LLC began collection attempts against a Colorado resident. When the debt appeared on his credit report, The Plaintiff sent the agency a dispute letter on on June 12, 2015.

When he examined his report again on August 19, he saw that the account was not listed as ”disputed by consumer.”

Feeling harassed by Delivery Financial Services, LLC, The Plaintiff hired a consumer attorney and sued the company for allegedly violating the FDCPA by failing to report the debt as disputed.

The matter was later dismissed.

Hire an Attorney

The phone numbers for this collection agency are:

• 1-877-348-1146
• 1-480-222-3290

If either one appears on your caller ID, be aware that you are being called by Delivery Financial Services, LLC. If you dispute the debt and they fail to indicate that fact to the credit bureaus or engage in other types of harassment, hire a consumer attorney.

If you file a claim against Delivery Financial Services, LLC and the judge decides in your favor, you could be awarded $1,000 per FDCPA violation plus court costs, attorney fees, and any damages, making illegal debt collection practices an expensive mistake for the unscrupulous third-party collectors.

*Disclaimer
The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Delivery Financial Services, LLC, or any other third-party collection agency, you may not be entitled to any compensation.

**Case taken from PACER (www.pacer.gov). File number is Case 1:16-cv-00635-NYW from the United States District Court for the District of Colorado.