Are you being called by Degan, Blanchard & Nash?* Here's what you need to know.
The cost of living is climbing much faster than the average income, which has put many people in a precarious financial position. If their source of income is reduced or lost, they can sink into debt and eventually be targeted by debt collectors. Some collectors are so predatory that these troubled consumers declare bankruptcy, never realizing that the law protects them from such harassment and bullying.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) makes it illegal for third-party debt collectors to threaten or deceive consumers into paying a debt. If you are being pursued by a collection agency that uses tactics like the following, they are breaking the law.
- Using profane and obscene language
- Threatening consequences they cannot legally inflict, or have no intention of carrying out
- Discussing the debt with anyone except you, your spouse, or your attorney
- Claiming that you owe an amount that’s not supported by law or the original creditor
- Calling at inconvenient times, usually before 8:00 a.m. and after 9:00 p.m.
- Showing up at your house to intimidate you
Company Profile: Degan, Blanchard & Nash
If you are being called by Degan, Blanchard & Nash, information about the company is below.
Degan, Blanchard & Nash is a law firm located in New Orleans, Louisiana, with an additional office in Baton Rouge. It was established in 1991, has approximately 35 employees and is managed by Sidney L. Degnan. Records retained by the PACER (Public Access to Court Electronic Records) website confirms that people who felt they were being harassed by Degan, Blanchard & Nash, sued the firm to stop the unwanted collection calls and letters.
Alleged Violations against Degan, Blanchard & Nash
Plaintiff vs. Hudson & Keyse, LLC et al*
According to PACER, on October 23, 2006, Degan, Blanchard & Nash filed a collection lawsuit against a Louisiana resident over a credit card debt. The Plaintiff later claimed that at the time the lawsuit was filed, there had been no payments or charges on this account for over three years, making it uncollectible under Louisiana law. The petition claimed that she was obligated for attorney’s fees of 30% of the principal and interest.
Feeling harassed by Degan, Blanchard & Nash, she hired a consumer attorney and sued the firm for allegedly violating the FDCPA in the following ways:
- Using false, deceptive, and misleading means to collect a debt
- Using unfair and unconscionable means to collect a debt
The matter was later settled.
Hire an Attorney
The phone numbers for this debt collection agency are:
- 1-225-610 -1110
If either of them flash on your caller ID when the phone rings, be aware that you are being called by Degan, Blanchard & Nash. If they try to collect an out-of-statute debt and apply excessive service charges to the amount demanded, hire a consumer attorney who can help you fight the firm’s demands in court. If you win your case, you could receive $1,000 per FDCPA violation. Even law firms can be penalized when they fail to respect your rights.
*Case taken from PACER (www.pacer.gov). File number is Case 3:07-cv-00775-RET-SCR from the United States District Court for the Middle District of Louisiana.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Degan, Blanchard & Nash, or any other third-party collection agency, you may not be entitled to any compensation.