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Updated on Author: Contributing Author: Sergei Lemberg

Are The Debt Masters Calling You?*

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Are The Debt Masters calling you? Defend your rights!

Debt collectors have a negative reputation that many regard as well-deserved. Consumers frequently post reports of collectors using scare or pressure tactics to intimidate people into paying, all the while feeling sure that these consumers will not try to defend fight back.

This is why knowing your rights is so important.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, is a consumer protection law that was passed in 1977 and regulates what third-party collectors can say or do while attempting to collect a debt. Unethical pressure tactics like those below are illegal:

  • Ignoring a formal cease communications request
  • hreatening to ruin your credit forever
  • Using profane or obscene language
  • Using the phone to harass you
  • Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
  • Pretending to be lawyers or federal agents
  • Contacting you directly even after you’ve hired an attorney to represent you in the matter

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Company Profile: The Debt Masters

The Debt Masters is a debt collection company located in Torrance, California. It was established in 1999, specializes in purchasing and pursuing charged-off debt, and is managed by Dave Boswell.

Records archived at the PACER (Public Access to Court Electronic Records) website indicate that the company has been accused of violating a consumer’s rights during the debt collection process.

The Debt Masters Stop Calling Harassment Lawyer

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Hire an Attorney

The phone number for The Debt Masters is 1-800-542-2037. If the phone rings and this number appears on your caller ID, be aware that a debt collector is calling. If they use abusive language and harass you over the phone, contact a consumer attorney.

If you sue the company with your attorney’s help, you could potentially be awarded $1,000 per FDCPA violation as well as attorney’s fees, court costs, and any actual damages, putting The Debt Masters in debt to you now.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against The Debt Masters or any other third-party collection agency, you may not be entitled to any compensation.

About the author:

Contributing Author: Sergei Lemberg

Sergei Lemberg is a consumer rights attorney, practicing since 2006, whose practice focuses on consumer law, class actions and personal injury litigation. He is known for a United States Supreme Court case (Facebook v. Duguid) defending consumers from autodialers under the Telephone Consumer Protection Act of 1991 to send unsolicited text messages. He is also the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

See more posts from Contributing Author: Sergei Lemberg
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