Are You Being Called By Debt Buyers, Inc.*? Here's What You Need to Know
Literally thousands of people across the country are pursued by collection agencies. They owe money on their credit cards, student loans, and other obligations but, due to financial setbacks, are no longer able to make even the minimum payments. Unfortunately, they are also harassed and abused by phone and letter. If this happens to you, be aware that you have rights that protect you from such mistreatment.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, is a consumer protection law that regulates what third party debt collectors may say and do while trying to collect a consumer debt. Examples of illegal activities include:
- Calling at inconvenient times, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
- Telling you that you can be arrested for nonpayment of a debt
- Ignoring a formal cease communication request
- Failing or refusing to validate the debt
- Calling you at work when your employer does not allow such calls
- Using profane and obscene language
Company Profile: Debt Buyers, Inc.
If you are being called by Debt Buyers, Inc., a company overview is below.
Debt Buyers, Inc., which also does business as Freedom Capital, is a debt collection agency in Las Vegas, Nevada. It was founded in 2007, has fewer than 10 employees, and is managed by Anna Rodriguez. Consumer litigation records at the PACER website suggest that consumers who believed that they were being harassed by Debt Buyers, Inc. refused to give in.
Alleged Violations against Debt Buyers, Inc.**
According to information on the PACER website, in or around late 2011, a representative of Debt Buyers, Inc. started calling a Nevada couple to collect a debt. They retained an attorney, who sent a letter to the agency representatives on October 18, 2011. Although counsel for the agency acknowledged the letter in November, on June 7, 2012, it allegedly sent another collection letter directly to the consumers.
Feeling harassed by Debt Buyers, Inc., the consumers acted on their rights and sued the company for contacting them directly when they were represented by an attorney regarding the debt.
The matter was later dismissed.
Hire a Consumer Lawyer
The phone number for this debt collection agency is 1-702-946-8440. If it shows up on your caller ID in response to an incoming call, be aware that you are being called by Debt Buyers, Inc. If they keep calling you and sending letters even though they know you have legal representation, hire a consumer lawyer and file a claim against Debt Buyers, Inc. You could be awarded $1,000 per FDCPA violation as well as your court costs and attorney fees, so when a collection agency disregards your rights, don’t hesitate to stand up for yourself.
**Case taken from PACER (pacer.gov). File number is Case 2:13-cv-00088-JAD-NJK from the United States District Court for the District of Nevada
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Debt Buyers, Inc. or any other third-party collection agency, you may not be entitled to any compensation.