Are You Being Called By DCI Credit Services, Inc.*? Here's What You Need to Know
When financial problems hit, debts that were once easy to manage can become impossible. The Consumer Financial Protection Bureau once estimated that 30 million people across the country currently have debts in collections. Fortunately, if you’re being chased by ruthless and aggressive debt collectors, there are ways you can protect yourself.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, provides rights and protections to indebted consumers. Third-party collection agencies are prohibited from using tactics like the following to make you pay.
- Using profane or obscene language
- Using the phone to harass you
- Talking to your friends and family about your debt
- Contacting you directly even after you’ve hired an attorney to represent you in the matter
- Calling you repeatedly and leaving vague messages that do not identify their company or purpose
- Threatening to ruin your credit if you don’t pay
Company Profile: DCI Credit Services, Inc.
If you are being called by DCI Credit Services, Inc., a general company overview is below.
DCI Credit Services, Inc. is a debt collection agency headquartered in Dickinson, North Dakota, with branch offices in Bismarck and Fargo. It was founded in 1961 and has 93 employees. DCI Credit Services, Inc. is managed by its President, Mike Lefor. Digitized records at the PACER website indicate that consumers who believed that they were experiencing harassing and abusive means to collect a debt by DCI Credit Services, Inc. hired lawyers to help them pursue compensation.
Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
If you see any of them on your caller ID, DCI Credit Services, Inc. is on the line. If they call you on a frequent and harassing basis and fail to identify themselves in every communication, hire a consumer lawyer and file a claim against DCI Credit Services, Inc.. If you win your case, you may be able to receive up to $1,000 per FDCPA violation. This means that you will not have to stand for the harassing, embarrassing or abusive means that are used to collect a debt from you.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against DCI Credit Services, Inc. or any other third-party collection agency, you may not be entitled to any compensation.