It’s an unfortunate fact that debt collectors frequently resort to abusive behavior to get you to pay a debt. This unprofessional behavior is so widespread that over 40 years ago, Congress had to pass a special law to prevent such mistreatment.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, protects consumers from third-party debt collection practices that are unfair, unconscionable, and abusive. It has been in effect since 1977 and forbids the use of collection practices like those below.
- Using the phone to harass you by calling nonstop
- Refusing to validate the debt and prove that they are authorized to collect it
- Using abusive or obscene language
- Ignoring a formal cease communications request
- Calling before 8:00 a.m. and after 9:00 p.m. in your time zone
- Discussing the debt with your family, friends, and co-workers
Company Profile: D&A Services, LLC
If you are being called by D&A Services, LLC, we have compiled an overview of the company’s background.
D&A Services, LLC, which also does business as Dynia & Associates, LLC, is a collection agency located in Chicago, Illinois. It was established in 2006, has 26 employees, and is managed by its CEO, Anthony Crews.
The company is referenced frequently on consumer complaint boards such as Complaint Wire. The PACER website contains records proving that consumers who believed they were being harassed by D&A Services, LLC sought legal advice.
Alleged Violations against D&A Services, LLC
According to PACER, on or about March 9, 2016, a collector from D&A Services, LLC called a Florida consumer and allegedly told her that her debt was in ‘pre-legal’ and would be sent to an attorney to start garnishing her wages if she didn’t pay that day.
Feeling harassed by D&A Services, LLC, the consumer sought legal advice before filing a lawsuit against the agency for the following illegal debt collection practices:
- Threatening actions that could not legally be taken
- Misrepresenting the character, amount, or legal status of the debt
- Using false, deceptive, and misleading means to collect a debt
- Using unfair and unconscionable means to collect a debt
- Using harassing and abusive means to collect a debt
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for D&A Services, LLC are:
Their appearance on your caller ID means that you are being called by D&A Services, LLC. If they threaten that wage garnishment and other consequences are imminent yet they have never obtained a judgment against you, don’t fall for their tactics.
Contact a consumer lawyer who can listen to your story and guide you as you file a claim against D&A Services, LLC. A court may order the company to pay you $1,000 per FDCPA violation, which sends a message to collection agencies that the law must be owed.
Case taken from PACER (pacer.gov). File number is Case 6:16-cv-02154-ACC-TBS from the United States District Court for the Middle District of Florida.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against D&A Services, LLC or any other third-party collection agency, you may not be entitled to any compensation.