Are you being called by CU Recovery?* Here's what you need to know
Although there are laws in place to protect them, many U.S. consumers are frightened into bankruptcy by collection agencies that threaten wage garnishments, lawsuits, and other dire outcomes. If you are on the receiving end of such threats, you can sue the collector making them.
Your Rights Under the FDCPA
Although the Fair Debt Collection Practices Act (FDCPA) requires third party debt collectors to treat consumers with respect, collection actions like those below result in complaints to the Federal Trade Commission every year.
- Yelling, swearing, and using language meant to intimidate you
- Demanding amounts inflated by ‘service charges’ and other miscellaneous fees
- Calling you at work when they know that your employer doesn’t let you take personal calls
- Failing to report to the credit bureaus that a debt is in dispute
- Using profane and obscene language
- Presenting themselves as attorneys (if they are not) or police officers
Company Profile: CU Recovery
If you are being called by CU Recovery, information about the company is below.
CU Recovery is a debt collection agency located in Wyoming, Minnesota. It was established in 1990, has approximately 25 employees, and is managed by its President, Kelly Becker. Litigation files viewable at the PACER (Public Access to Court Electronic Records) website confirm that people who believed they were being harassed by Matthews, Pierce & Lloyd, Inc hired attorneys to help them seek compensation.
Alleged Violations against CU Recovery
According to PACER, on or around August 12, 2008, a collector for CU Recovery allegedly called a Colorado resident at her place of work to collect a debt. During this conversation, she stated that she could not receive personal calls at work, but another call followed two days later. During this conversation, the collector allegedly stated that unless she paid the debt, her wages would be garnished.
Feeling harassed by CU Recovery, she hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Calling her at work after she indicated that such calls were inconvenient and not allowed
- Using unfair and unconscionable means to collect a debt
- Using false, deceptive and misleading means to collect a debt
The matter was later settled.
Hire an Attorney
The phone numbers for this debt collection company are as follows:
If you either of these numbers on your caller ID, it means that you are being called by CU Recovery. If they call you at work after being asked to stop and threaten a lawsuit that never transpires, hire a consumer attorney. Should you file a claim against CU Recovery and win your case, you could potentially be awarded $1,000 per FDCPA violation plus applicable costs. Any time a collection agency disregards your rights, they could end up owing you money instead.
*Case taken from PACER (www.pacer.gov). File number is Case 1:09-cv-00185-CMA-CBS from the United States District Court for the District of Colorado.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against CU Recovery, or any other third-party collection agency, you may not be entitled to any compensation.