Are You Being Called By CST Worldwide, Inc.*? Here's What You Need to Know
Debt collectors can push the borders of legality to get money. Some lie about how much you owe while others swear, threaten lawsuits, and reporting false information to the credit bureaus. If this happens to you, be prepared to act on your rights.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) is a federal consumer protection law that dictates what third-party debt collectors can say or do while attempting to collect a debt from you. Harassment and manipulative tactics like the following are prohibited:
- Using profane or obscene language
- Threatening legal actions that they have no intention of taking
- Telling you that you can be arrested for not paying your debts
- Reporting false information to the credit bureaus
- Calling you at inconvenient times and places, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
- Calling you at work after you tell them that you can’t take personal calls there
Company Profile: CST Worldwide, Inc.
If you are being called by CST Worldwide, Inc., a company history is outlined below.
CST Worldwide, Inc., which also does business as CST Company, is a financial planner and collection agency located in Dallas, Texas. It was founded in 1952, has 20 employees, and is managed by its Executive Vice President, Edward Burton. Civil litigation records at the PACER website confirm that people who thought that they were being harassed by CST Worldwide, Inc. hired consumer lawyers to help them sue.
Alleged Violations against CST Worldwide, Inc.**
According to PACER, on or about January 24, 2019, CST Worldwide, Inc. sent a collection letter to a Texas consumer that included phrases like the following:
- “This claim has been referred to CST for immediate collection.”
- “It’s obvious our client has shown maximum leniency.”
- “By paying now, you can spare yourself the expense and embarrassment of court proceedings.”
Demanding immediate payment overshadowed her right to dispute the debt. Feeling harassed by CST Worldwide, Inc., the consumer sued the agency for allegedly:
- Using unfair and unconscionable means to collect a debt
- Using harassing and abusive means to collect a debt
- Using false, deceptive, and misleading means to collect a debt
The matter was later dismissed.
Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
If you see them on your caller ID, it means that you are being called by CST Worldwide, Inc.. If they demand immediate payment in violation of your dispute rights, take a stand by hiring a consumer lawyer and filing a claim against CST Worldwide, Inc. You could receive $1,000 per FDCPA violation plus legal costs, so put the law to work for you when a debt collector ignores your rights.
**Case taken from PACER (pacer.gov). File number is Case 3:19-cv-00449-M from the United States District Court for the Northern District of Texas, Dallas Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against CST Worldwide, Inc. or any other third-party collection agency, you may not be entitled to any compensation.