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By Contributing Author: Sergei Lemberg Updated on

Called By Creditors’ Service Bureau of Niles, Inc.?*

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Are you being called by Creditors’ Service Bureau of Niles, Inc.?* Here’s what you need to know

When you fall behind on your credit card payments, medical bills, and student loans after losing your job, it’s a difficult situation made worse by calls from hostile collection agencies. If you are contacted by such a company, remember that you have certain rights that include freedom from harassment.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, requires third-party debt collectors to be professional when reaching out to consumers, so any abusive behavior is against the law. Below are some actions that can put a collection agency out of business.

  • Calling you before 8:00 a.m. and after 9:00 p.m.
  • Leaving voice messages that do not identify the collector and the reason for their call
  • Using profane or obscene language
  • Demanding outrageous ‘fees’ in addition to the original debt
  • Telling you that you can be arrested and sent to prison if you don’t pay
  • Talking to uninvolved parties such as your friends, family, and co-workers about the debt

Is Creditors' Service Bureau of Niles, Inc Calling You?

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Company Profile: Creditors’ Service Bureau of Niles, Inc.

If you are being called by Creditors’ Service Bureau of Niles, Inc., information about the company is below.

Creditors’ Service Bureau of Niles, Inc. is a debt collection company located in Niles, Michigan. It was established in 1963, has less than 10 employees, and is managed by its President, Mark Westveer.

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Hire an Attorney

The phone number for this debt collection agency is 1-269-684-2100. If it flashes on your caller ID at any time, you are being called by Creditors’ Service Bureau of Niles, Inc. likely over a debt they are trying to collect from you. If they damage your credit by reporting discharged debts as active, hire a consumer attorney who can help you file a claim against Creditors’ Service Bureau of Niles, Inc., You could be awarded $1,000 per FDCPA violation if the case goes in your favor, so never tolerate negligent treatment from a collection agency.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Creditors’ Service Bureau of Niles, Inc. or any other third-party collection agency, you may not be entitled to any compensation.

About the author:

Contributing Author: Sergei Lemberg

Sergei Lemberg is a consumer rights attorney, practicing since 2006, whose practice focuses on consumer law, class actions and personal injury litigation. He is known for a United States Supreme Court case (Facebook v. Duguid) defending consumers from autodialers under the Telephone Consumer Protection Act of 1991 to send unsolicited text messages. He is also the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

See more posts from Contributing Author: Sergei Lemberg
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