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Are You Being Called By CreditOne, LLC?*

Stop The Harassment

You have legal rights. We can help.

 

Dealing with a collection agency is never pleasant, as you’re being asked to pay a debt you can’t afford due to financial challenges. If the debt collector assigned to your account is rude and aggressive, the situation can be intolerable.

Before you consider bankruptcy, be aware that legally, you don’t have to tolerate this type of treatment.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, provides you with valuable protections when dealing with a collection agency. You can tell them to stop contacting you, dispute a debt, and sue any company that uses these types of collection methods.

  • Using profane or obscene language
  • Calling you at work to embarrass you in front of your boss and co-workers
  • Demanding excessive service fees in addition to the original debt
  • Using an autodialer to call you
  • Calling before 8:00 a.m. and after 9:00 p.m. in your time zone
  • Threatening action they cannot legally take or have no intention of taking

Company Profile: CreditOne, LLC

If you are being called by CreditOne, LLC, a general overview of this collection agency is below.

CreditOne, LLC is a debt collection agency located in Metairie, Louisiana. It opened for business in 2006 and is a smaller company with fewer than 10 employees.

A close inspection of legal files digitized at the PACER website indicates that consumers who believed they were being harassed by CreditOne, LLC filed lawsuits to demand compensation.

Are You Being Called By CreditOne, LLC?*

Alleged Violations against CreditOne, LLC

According to PACER, on or around April 16, 2014, CreditOne, LLC sent a collection letter to a Florida consumer seeking payment for a debt. It was followed by two more letters on July 8 and October 17.

All three letters stated that he had 30 days to dispute the debt, although more than 30 days had passed between each letter. The debt had also become time-barred on February 28, 2014.

Feeling harassed by CreditOne, LLC, the consumer hired a lawyer and sued the company for the following alleged FDCPA violations:

  • Trying to collect a time-barred debt
  • Using harassing and abusive means to collect a debt

The matter was later resolved.

Hire a Consumer Lawyer

The phone number for this collection agency is 1-504-885-5774. If it flashes on your caller ID at any time, it means that CreditOne, LLC is on the line.

If they chase you over a time-barred debt and send letters that appear to mislead you on your dispute rights, hire a consumer attorney and file a claim against CreditOne, LLC. No debt collector is above the law, and suing a company that violates the FDCPA can get you the compensation you deserve.

Additional Resources

Case taken from PACER (pacer.gov). File number is Case 8:15-cv-01190-CEH-AEP from the United States District Court for the Middle District of Florida.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against CreditOne, LLC, or any other third-party collection agency, you may not be entitled to any compensation.