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By Contributing Author: Sergei Lemberg Updated on

Are You Being Called By Credit Resolutions, LLC?*

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You have legal rights. We can help.


When you’re struggling financially, the last thing you want or need is debt collectors making your situation worse. Yet millions of Americans are contacted in abusing and harassing manners every year, unaware that they have rights that include the ability to stop such aggressive treatment.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, limits the ways that third-party collection agencies can try to collect a debt from you. It also gives you the right to dispute a debt and sue an agency that subjects you to mistreatment in the following ways:

  • Demanding payment for a time-barred debt
  • Claiming that you can go to jail for not paying a debt
  • Failing to report your dispute to the credit bureaus
  • Threatening legal actions it had no intention of taking
  • Failing to send a debt validation letter
  • Calling you outside the hours of 8:00 a.m to 9:00 p.m. in your time zone

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Company Profile: Credit Resolutions, LLC

If you are being called by Credit Resolutions, LLC, here is a general company overview.

Credit Resolutions, LLC is a debt collection agency located in Middlefield, Connecticut. It was founded in 1995, has 25 employees, and is managed by Janet Argenta. The company offers consumer and commercial collections services.

Litigation files indexed at the PACER website indicate that consumers who believed they were being harassed by Credit Resolutions, LLC acted on their right to seek counsel and fight back.

Are You Being Called By Credit Resolutions, LLC?*

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Alleged Violations against Credit Resolutions, LLC

According to PACER, in or around September 2003, a Connecticut consumer discovered that Credit Resolutions, LLC was reporting a dental account to the credit bureaus. The creditor was listed as a dentist he had allegedly never heard of and the dental office that had done the work claimed that no such doctor worked there.

On February 28, 2004, the consumer sent in a dispute letter but when he checked his credit report in March, the dispute was not recorded.

Feeling harassed by Credit Resolutions, LLC, the consumer hired an attorney and sued the agency for allegedly:

  • Failing to send a debt validation package
  • Failing to inform the credit bureaus that the debt was in dispute
  • Using false, deceptive, and misleading means to collect a debt

The matter was later dismissed.

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Hire a Consumer Lawyer

The phone numbers for Credit Resolutions, LLC are:

Seeing them on your caller ID is confirmation that you are being called by Credit Resolutions, LLC. If they impact your credit by failing to report a dispute to the credit bureaus, hire a consumer lawyer and file a claim against Credit Resolutions, LLC If the court decides in your favor, you could be awarded $1,000 per FDCPA violation, so when a debt collector goes too far, stand firm and push back.

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Additional Resources

Case taken from PACER ( File number is Case 3:04-cv-01490-SRU from the United States District Court for the District of Connecticut.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Credit Resolutions, LLC, or any other third-party collection agency, you may not be entitled to any compensation.

About the author:

Contributing Author: Sergei Lemberg

Sergei Lemberg is a consumer rights attorney, practicing since 2006, whose practice focuses on consumer law, class actions and personal injury litigation. He is known for a United States Supreme Court case (Facebook v. Duguid) defending consumers from autodialers under the Telephone Consumer Protection Act of 1991 to send unsolicited text messages. He is also the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

See more posts from Contributing Author: Sergei Lemberg
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