Are You Being Called By Credit Management Control?

Being chased and hounded by debt collectors can be distressing, but never forget that you have rights. The law limits what collection agencies may do when attempting to settle a debt, but many of them would prefer that you not know this.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, prohibits third-party collection agencies from using pressure tactics like those below when dealing with you. If you’re dealing with a debt collector that ignores this fact, contact a consumer attorney.

● Calling you outside of the hours of 8:00 a.m. to 9:00 p.m.
● Threatening to damage your reputation and credit rating
● Use profane or obscene language
● Leaving vague voice messages
● Contacting you when you have an attorney
● Contacting you after you have sent a cease and desist letter

Company Profile: Credit Management Control

If you are being called by Credit Management Control, here are some additional details about the company.

Credit Management Control is a collection agency located in Saint Paul, Minnesota. It was opened for business in 2004, has fewer than five employees, and is managed by Ken Piatt. A review of documents archived at the PACER website suggest that consumers who felt harassed by Credit Management Control chose to file claims.

Alleged Violations against Credit Management Control*

According to information on the PACER website, on or around March 18, 2016, Credit Management Control attempted to collect a debt from an Illinois consumer. He asserted that the obligation had been included in a February bankruptcy filing, making its collection illegal.

Feeling harassed by Credit Management Control, the consumer retained a lawyer and sued the agency for:

● Demanding payment for a discharged debt
● Misrepresenting the legal status of the debt

The case was later settled.

Hire a Consumer Lawyer

The phone number for Credit Management Control is 1-800-483-2361. Seeing it on your caller ID is an indicator that Credit Management Control is on the line. If they try to collect a debt that was included in a Chapter 7 filing that they had reason to know about, hire a consumer lawyer and file a claim against Credit Management Control. You could potentially be awarded $1,000 per violation, which can add up. Any debt collector that violates the FDCPA can be ordered to compensate you, so don’t let fear hold you back.

*Case taken from PACER (www.pacer.gov). File number is Case: 1:16-cv-03628 from the United States District Court for the Northern District of Illinois, Eastern Division.

Additional Resources

• Did A Collection Agency Make False Statements Regarding Your Debt?
• Debt Collection Agencies: Cr-Cy Collection Agencies

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Credit Management Control or any other third-party collection agency, you may not be entitled to any compensation.