The Federal Reserve once estimated that U.S. consumers cumulatively carry nearly $12 trillion in debt. For one in 10 of these people, wage garnishment and debt collector harassment is a regular ordeal.
If a collection agency is threatening to take your wages and won’t stop calling and sending letters, hiring a consumer attorney can stop the harassment.
Your Rights Under the FDCPA
While debt collectors may contact you regarding your debt, the Fair Debt Collection Practices Act (FDCPA) prohibits them from doing so at a harassing rate or trying to intimidate you. Companies that use methods like the following are breaking the law.
- Pretending to be members of law enforcement
- Contacting you at work while aware that your employer does not permit such callst
- Intentionally reporting false information to the credit bureaust
- Calling your friends, neighbors, and co-workers about the debtt
- Refusing to provide you with information about the debtt
- Using profane and obscene languaget
Company Profile: Credit Control Services, Inc.
If you are being called by Credit Control Services, Inc., more information about the company is below.
Credit Control Services, Inc., which also does business as Credit Collection Services, is a debt collection agency located in Newton, Massachusetts. It was founded in 1966, has over 700 employees, and is managed by owner Steven Sands.
Legal files archived at the PACER website confirm that consumers who believed they were being harassed by Credit Control Services, Inc. went to court to hold the company accountable.
Alleged Violations against Credit Control Services, Inc.
According to PACER, in or around April 2017, Credit Control Services, Inc. started calling a California consumer to collect a debt. He complained that debt collectors used an autodialer to call his cellphone several times a day, making him feel stressed.
Feeling harassed by Credit Control Services, Inc., the consumer acted on his rights by filing an FDCPA lawsuit against the company for:
- Using false, deceptive, and misleading means to collect a debt
- Using harassing and abusive means to collect a debt
- Using unfair and unconscionable means to collect a debt
- Harassing him with an autodialer
- The false representation of the amount, character or legal status of a debt;
- Threatening to take action that cannot be legally taken
The matter was later dismissed.
Hire a Consumer Lawyer
The phone numbers for this collection agency are:
If you see these numbers on your caller ID, it is confirmation that Credit Control Services, Inc. is calling. If they harass you by phone and treat you in a demeaning and abusive manner, you don’t have to put up with it. Hire a consumer attorney and file a claim against Credit Control Services, Inc.
When you stand up to a debt collector who crosses the line, they could end up owing you money.
Case taken from PACER (pacer.gov). File number isCase 3:17-cv-02916-MEJ from the United States District Court for the Northern District of California.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Credit Control Services, Inc., or any other third-party collection agency, you may not be entitled to any compensation.