Are You Being Called By Credit Center, LLC?

Debt can pile up and spiral out of control due to job loss, illness, and other unexpected reversals in fortune. The reasons rarely matter to debt collectors, who are usually intent on settling the account as quickly as possible.

Your Rights Under the FDCPA

Collection agencies can be persistent, but never forget that you have rights. The Fair Debt Collection Practices Act, or FDCPA, allows you to dispute a debt, tell the collector to stop calling, and sue companies that subject you to the following:

● Using foul language
● Trying to collect amounts that exceed the original debt
● Pretending to be police officers or federal agents
● Calling before 8:00 a.m. and after 9:00 p.m.
● Threatening legal action they cannot take
● Contacting you when you are represented by an attorney

Company Profile: Credit Center, LLC

If you are being called by Credit Center, LLC, more information is below.

Credit Center, LLC, which also does business as Medfinancial, is a collection agency in Danbury, Connecticut. It was founded in 1967, has 20 employees, and is managed by Noel Roy. Court files indexed at the PACER website reveal that those who felt that they were being harassed by Credit Center, LLC were not easy to intimidate.

Alleged Violations against Credit Center, LLC*

According to PACER, on or around October 13, 2016, Credit Center, LLC sent a collection letter to a Connecticut consumer. She complained that it omitted important information about her dispute rights, such the fact that she must dispute the debt in writing, and failed to clearly and conspicuously identify the current creditor.

Feeling harassed by Credit Center, LLC, the consumer took legal action against the company for allegedly misrepresenting her dispute rights.

The matter was later resolved.

Hire a Consumer Lawyer

The phone number for Credit Center, LLC is 1-203-792-0220. If they show up on your caller ID, Credit Center, LLC is trying to reach you. If the letters they send make critical mistakes or omissions regarding your rights, hire a consumer lawyer and file a claim against Credit Center, LLC. Any collection agency that violates your rights can be ordered to compensate you, so filing a lawsuit allows you to take back your power.

*Case taken from PACER (www.pacer.gov). File number is Case 3:17-cv-00489-SRU from the United States District Court for the District of Connecticut.

Additional Resources

• Dispute Letter By Collection Agency
• Did a Collection Agency Not Validate Your Debt?

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Credit Center, LLC or any other third-party collection agency, you may not be entitled to any compensation.