Abusive collection agencies can have a serious and negative impact on your quality of life. If you never know when you are going to receive a rude and demanding phone call and your friends are telling you that a debt collector has been asking about you, enough is enough. Contact a consumer attorney to protect your rights.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, is designed to keep the debt collection process fair, honest, and ethical. Measures like the following violate federal and most state debt collection laws and can get an agency shut down.
- Calling at inconvenient times that are made known, such as before 8:00 a.m. and after 9:00 p.m.
- Informing you that by failing to pay the debt, you have committed a crime
- Reporting to the credit bureaus information that is inaccurate
- Swearing and calling you names while on the phone or in other conversations
- Trying to collect an amount that is not authorized by law or the original creditor agreement (such as an amount that is higher than what you are owed)
- Leaving voice messages in which they do not identify that they are a debt collector and the purpose of their call
Company Profile: Controlled Credit Corporation
If you are being called by Controlled Credit Corporation, an agency overview is below.
Controlled Credit Corporation is a debt collection agency located in Cincinnati, Ohio. It was founded in 1966, has 42 employees, and is managed by its President, Daniel J. Heisel. According to the company website, it is a healthcare collection agency. Litigation archives at the PACER website point out that consumers who believed that they were being harassed by Controlled Credit Corporation went to court to demand compensation.
Alleged Violations against Controlled Credit Corporation**
According to information on the PACER website, in or around late 2016, Controlled Credit Corporation began contacting an Ohio consumer to collect a medical debt. On or around October 25, 2016, she sent the agency and the original creditor a written request to only contact her in writing, but on March 2, 2017, Controlled Credit Corporation allegedly sent her a letter about the debt.
This communication was followed by a letter on March 17, 2017, although the consumer insisted that she was making monthly payments to the original creditor. On or around September 9, 2017, the consumer requested the defendant no longer sends her letters regarding the debt. Then on or around September 12, 2017, the consumer received another letter from the Defendant attempting to collect the debt.
Feeling harassed by Controlled Credit Corporation, the consumer sued the company for:
- Using harassing and abusive means to collect a debt
- Failing to cease communication upon request
The matter was later dismissed.
Hire a Consumer Lawyer
The phone number for this debt collection company is 1-513-921-2600. If you see it on your caller ID when the phone rings, you are being called by Controlled Credit Corporation is on the line. If they ignore your written request to stop calling you, you may want to retain a consumer lawyer and file a claim against Controlled Credit Corporation. You could be awarded $1,000 per violation, so standing up for yourself can both stop the harassment and get you the compensation you deserve.
**Case taken from PACER (pacer.gov). File number is Case: 1:18-cv-00129-MRB from the United States District Court for the Southern District of Ohio, Western Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Controlled Credit Corporation or any other third-party collection agency, you may not be entitled to any compensation.