Are you being called by Complete Recovery Corporation? Here's what you need to know.
Many people are being chased by collection agencies. The debt collectors working for them also seem to conveniently forget that even though you may owe money, you still have rights as a consumer. It’s a willful oversight that can cost them a lot.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) allows debt collectors to contact you regarding a debt, but they are not allowed to bully or pursue you to the point of harassment. Below is a sample of collection tactics that violate the FDCPA and can result in significant sanctions:
- Calling at unreasonable and inconvenient hours
- Using obscene or profane language
- Threatening action they are not in a position to legally take, such as having someone arrested or jailed for nonpayment
- Discussing the debt with anyone except the consumer, their attorney, or their spouse
- Contacting you after you have formally requested that all communications cease
- Failing or refusing to prove a debt exists and they are authorized to collect it
Company Profile: Complete Recovery Corporation
If you are being called by Complete Recovery Corporation information about the company is below.
Complete Recovery Corporation is a debt collection agency located in Murray, Utah. It was established in 2003, has 110 employees, and is managed by its President, Aaron Meier. Civil litigation records on file at the PACER (Public Access to Court Electronic Records) website reveal that consumers who believed they were being harassed by Complete Recovery Corporation sued the company for infringing on their rights.
Alleged Violations against Complete Recovery Corporation
Richard White vs. Complete Recovery Corporation*
According to PACER, beginning in or around February 2014, Complete Recovery Corporation allegedly placed repeated harassing calls to a Texas resident cell telephone in several attempts to collect a disputed debt. The matter concerned leased cable equipment that he claimed to have returned.
On at least five separate occasions, Mr. White requested that the calls stop and Complete Recovery Corporation only communicate with him through regular mail, but the calls allegedly persisted.
Feeling harassed by Complete Recovery Corporation, the plaintiff hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using abusive and harassing methods to collect a debt
- Harassing him by telephone
- Continuing to call her after being ordered to stop
- Using unfair and unconscionable means to collect a debt
The matter was later settled.
Hire an Attorney
The phone numbers for this collection agency are as follows:
If you see any of these numbers on your caller ID when the phone rings, it means that you are being called by Complete Recovery Corporation. If they keep calling you about a disputed debt and disregard your demands to stop, hire a consumer attorney. If you file a claim against Complete Recovery Corporation with your attorney’s help and win, you could potentially be awarded $1,000 per violation as well as attorney's fees, court costs, and any actual damages. Standing up to a debt collector could put them in debt to you instead.
*Case taken from PACER (www.pacer.gov). File number is Case 4:14-cv-03464 from the United States District Court for the Southern District of Texas.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Complete Recovery Corporation, or any other third-party collection agency, you may not be entitled to any compensation.