Are You Being Called By Collectron of Atlanta, Inc.?* Here’s What You Need to Know
If you’ve become delinquent in your debt payments, debt collectors will eventually be contacting you to collect the outstanding balances. Not all of them will be civil either. But as an indebted consumer you have rights that ambitious debt collectors violate at their own professional risk.
Your Rights Under the FDCPA
As a consumer you are protected Fair Debt Collection Practices Act, or FDCPA, which limits what debt collectors may say and do when communicating with you. Below are some collection tactics that are illegal under the FDCPA.
- Calling at unreasonable and inconvenient hours
- Threatening action they are not in a position to legally take
- Contacting you after you have formally requested that all communications cease
- Failing to identify themselves as debt collectors seeking to collect a debt
- Using profane and obscene language
- Keep calling you and sending letters after you dispute a debt
Company Profile: Collectron of Atlanta, Inc.
If you are being called by Collectron of Atlanta, Inc., information about the company is below.
Collectron of Atlanta, Inc., which also does business as Carter Young, is a debt collection agency located in Conyers, Georgia. It was established in 2001, has approximately 10 employees, and is managed by its President, Stephen Carter. Litigation records on file at the PACER (Public Access to Court Electronic Records) website reveal that many consumers who believed they were being harassed by Collectron of Atlanta, Inc. protected themselves by filing lawsuits.
Alleged Violations against Collectron of Atlanta, Inc.
According to PACER, in or around 2011 Collectron of Atlanta, Inc. began attempting to collect a debt from a Texas resident. She later alleged that the company called her cell phone to 15 times a day and rarely if ever identified themselves correctly. She also complained that the collectors verbally abused her, saying things like “Stop acting like a two-year-old!” and “We don’t have to treat you with respect!” They would also allegedly hang up on her and, when she called back, say, “Don’t call me if you are broke. Call me when you have money in your pocket.”
Feeling harassed by Collectron of Atlanta, Inc,., she hired a consumer attorney and sued the company for allegedly violating the FDCPA by:
- Using abusive language
- Harassing her by phone
- Threatening unfounded legal action
- Using false, deceptive, and misleading means to collect a debt
- Using unfair and unconscionable means to collect a debt
- Failing to identify itself as a debt collector in all communications
- Failing to send a validation letter five days after initial contact
The matter was later settled.
Hire an Attorney
The phone numbers for this collection agency are:
If you see any of these numbers on your caller ID when the phone rings, be aware that you are being called by Collectron of Atlanta, Inc.. If they are verbally abusive and harass you by phone hire a consumer attorney immediately. If you file a claim against Collectron of Atlanta, Inc., you could potentially win $1,000 per FDCPA violation, as well as attorney’s fees, court costs, and damages. The law is on your side when debt collectors go too far, so never be too intimidated to fight back.
*Case taken from PACER (www.pacer.gov). File number is Case 3:11-cv-00140-B from the United States District Court for the Northern District of Texas, Dallas Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Collectron of Atlanta, Inc., or any other third-party collection agency, you may not be entitled to any compensation.