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By Contributing Author: Sergei Lemberg Updated on

Are You Being Called By Collections USA, Inc.?*

Stop the

You have legal rights. We can help.


Debt collectors often cross the line with indebted consumers because they often paid according to how much they succeed in collecting. Consequently, they frequently go to extremes to get money from you. They’ll even break federal law and hope you won’t notice.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, gives you the right to dispute a debt and tell the collection agency to stop calling them. It also prohibits debt collectors from using abusive and deceptive collection tactics like the following:

  • Calling you outside of the hours of 8:00 a.m. – 9:00 p.m. in your time zone
  • Threatening to take you to court, garnish your wages, or have you arrested
  • Contacting you at work after you tell them that your boss won’t let you take such calls
  • Failing to identify themselves as debt collectors in every communication
  • Using profane or obscene language
  • Making legally insupportable threats, such as wage garnishment and asset seizure

Are you getting harassed? Get the help you need today!

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Company Profile: Collections USA, Inc.

If you are being called by Collections USA, Inc., information about the company is below.

Collections USA, a debt collection company located in Phoenix, Arizona. It was established in 1989, has less than 10 employees, and is managed by its CEO, Eddy Bramel. Civil litigation files archived at the PACER (Public Access to Court Electronic Records) website suggest that consumers who believed they were being harassed by Collections USA, Inc. filed lawsuits to demand compensation.

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Alleged Violations against Collections USA, Inc.

According to PACER, on or about October 12, 2015, an Arizona resident obtained her credit files and noticed an apartment debt being reported by Collections USA, Inc. She submitted a letter on or about December 12, 2015 to dispute the debt, but when she checked her credit report the following February, the debt had allegedly not been flagged as disputed.

Feeling harassed by Collections USA, Inc., she hired a consumer attorney and sued the company for allegedly violating the FDCPA by reporting inaccurate information to the credit bureaus.

The matter was later settled.

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Hire an FDCPA Attorney

The phone numbers for this collection agency are:

  • 1-623-581-2433
  • 1-623-581-3130

    If either of these numbers appear on your caller ID, it means that you are being called by Collections USA, Inc.. If they ignore your dispute communications and report inaccurate information to the credit bureaus, hire a consumer attorney. If you file a claim against Collections USA, Inc. and the judge decides in your favor, you could potentially win $1,000 per FDCPA violation plus all associated costs. When a debt collector tramples on your rights, the law gives you the ability to fight back.

    *Case taken from PACER ( File number is Case 2:16-cv-01075-DJH from the United States District Court for the District of Arizona.

    Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Collections USA, Inc., or any other third-party collection agency, you may not be entitled to any compensation.

  • About the author:

    Contributing Author: Sergei Lemberg

    Sergei Lemberg is a consumer rights attorney, practicing since 2006, whose practice focuses on consumer law, class actions and personal injury litigation. He is known for a United States Supreme Court case (Facebook v. Duguid) defending consumers from autodialers under the Telephone Consumer Protection Act of 1991 to send unsolicited text messages. He is also the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

    See more posts from Contributing Author: Sergei Lemberg
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