Are you being called by Collection Service of Nevada?* Here's what you need to know.
When debt collectors harass you, they hope that you will be too embarrassed or intimidated to protest their late-night calls and hostile name-calling. When you know what your rights are, you can recognize when they go too far and react accordingly.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, limits what third-party debt collectors can say or do when communicating with consumers. Actions like the following violate the FDCPA and can result in fines and even license revocation.
- Failing or refusing to identify themselves as debt collectors
- Discussing the debt with uninvolved third parties like your friends, family and neighbors
- Maliciously reporting false information to the credit bureaus
- Cursing and calling you names
- Calling you at inconvenient times and places
- Threatening action they are not in a position to legally take, such as having you arrested
Company Profile: Collection Service of Nevada
If you are being called by Collection Service of Nevada, information about the company is below.
Collection Service of Nevada is a debt collection company located in Reno, Nevada. It was established in 1953, has approximately 20 to 49 employees, and is managed by its owner, Rod Barbash. Records on file at the PACER (Public Access to Court Electronic Records) website reveal that people who believed they were being harassed by Collection Service of Nevada hired attorneys to help them mount a counteroffensive.
Alleged Violations against Collection Service of Nevada
According to PACER, in or around early 2010 Collection Service of Nevada allegedly started calling a Nevada resident on a regular basis. She later complained that five or six calls came in every day from blocked and private numbers, and that the collectors were rude, with one allegedly stating, “Don’t even bother sending in a payment because it won’t even cover the interest.” On one occasion, Collection Service of Nevada even allegedly discussed the debt with the Nevada resident's mother.
Feeling harassed by Collection Service of Nevada, she finally hired a consumer attorney and sued the agency for allegedly violating the FDCPA in the following ways:
- Discussing her debt with third parties
- Harassing her by phone
- Using abusive language
- Using harassing and oppressive means to collect a debt
- Using false, deceptive, and misleading means to collect a debt
- Using unfair and unconscionable means to collect a debt
The matter was later dismissed.
Hire an Attorney
The phone numbers for this collection agency are:
If you see either one on your caller ID, be aware that you are being called by Collection Service of Nevada. If they call you constantly, use demeaning language, and talk about the debt with your friends and family, hire a consumer attorney. If you file a claim against Collection Service of Nevada, you could potentially be awarded $1,000 per FDCPA violation plus attorney’s fees and any associated damages. Standing up for yourself could put a debt collector in debt to you instead.
*Case taken from PACER (www.pacer.gov). File number is Case 3:10-cv-00003-ECR-VPC from the United States District Court for the District of Nevada.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Collection Service of Nevada, or any other third-party collection agency, you may not be entitled to any compensation.