Is Collection Results Inc. Calling You?*

Is Collection Results Inc. calling you?* Here’s what you need to know

Are you being contacted practically daily by a debt collector? Upsetting and embarrassing as it may be, you are not the only one. Thousands, if not millions of people have one debt or another out for collection. Debt collectors are within their rights to contact you about paying the delinquent account, but they are not permitted to bully or threaten you into settling.

Your Rights Under the FDCPA

Under the Fair Debt Collection Practices Act, or FDCPA, third-party debt collectors may not use methods like the following to collect a consumer debt:

• Swearing and calling you names, and asking you rude questions like why you don’t pay your bills
• Calling you several times a day, every day
• Failing to report to the credit bureaus that a debt is in dispute
• Claiming that they will send the police to arrest you or sheriff to seize your property if you don’t pay
• Calling you at work after you tell them that you are not allowed to talk to them there
• Telling your friends and neighbors that you owe money

Company Profile: Collection Results Inc.

Collection Results Inc. is a collection agency located in Deerfield Beach, Florida. It was founded in 2005 and is a minority-owned business managed by its President, Judith Angeramo. Records on file at the PACER (Public Access to Court Electronic Records) website reveals that the Collection Results Inc. has been accused of violating consumer rights while attempting to collect a debt.

Alleged Violations against Collection Results Inc.

According to PACER**, in late 2012, a Florida resident began receiving collection calls from Collection Results Inc about an overdue account at Coral Reef Gymnastics. On or about October 8, a collector who gave her name as “Angela” allegedly demanded payment immediately. When she disputed the debt, Angela allegedly used profane language, and threatened to report the alleged debt to the credit bureaus.

Another call took place the following day. During this communication, the collector allegedly did not identify herself, nor did she identify the name of her agency. She also allegedly began screaming at the Florida resident, demanding payment for the alleged debt and calling her names like “ghetto” and “scumbag”.

On or about October 30, 2012, Collection Results Inc. allegedly left the following voice message on her cell phone:

“Hi [Name of Plaintiff], this is Judy from Collection Results, following up. My number’s 954-428- 7676. I’m going to be leaving in a few minutes but I’m going to be here all day tomorrow, ’til about 7:30. So give me a buzz, thanks.”

The Florida resident hired a consumer attorney and filed a lawsuit accusing Collection Results Inc of violating the FDCPA in the following ways:

• Failing to inform her that the call was from a debt collector and that any information would be used for that purpose
• Using profane and obscene language
• Failing to send a debt validation letter
• Threatening legal action it had no intention of taking
• Attempting to collect an amount not supported by law or the creditor agreement

The matter was later settled.

Hire an Attorney

The phone numbers for Collection Results Inc. are:

• 1-888-428-7676
• 1-954-428-7676

If either of these numbers show up on your caller ID, a debt collector is trying to reach you. If they use profane or obscene language, refuse to send a debt validation letter, or fail to identify themselves as debt collectors in each communication, hire an attorney. Such actions violate the FDCPA and you could potentially win $1,000 per FDCPA violation as well as attorney’s fees, court costs, and any actual damages. Be prepared to stand up for your rights, as doing so could put a debt collector in debt to you instead.

**Case taken from PACER (www.pacer.gov). File number is (Case 0:12-cv-62333-RNS from United States District Court for the Southern District of Florida)

*Disclaimer:

The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Collection Results Inc or any other third-party collection agency, you may not be entitled to any compensation.