Are you being called by Collection Information Bureau, Inc.?* Here's what you need to know
Few feelings are more distressing than being so deep in debt that you can no longer make even the minimum payments on your monthly obligations. Unethical debt collectors will try to make you feel worse to compel payment. They will call you a deadbeat, embarrass you in front of your family, and even threaten court action. If this happens, learn what third party debt collectors can and cannot do to make you settle the debt.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, regulates how third-party collection agencies can contact you about paying a debt. Forceful and deceptive tactics like those below are illegal and can get repeat offenders shut down.
- Using an autodialer to leave a series of pre-recorded messages
- Failing to identify themselves as debt collectors trying to collect a debt
- Threatening to ruin your credit if you don’t pay
- Calling you before 8:00 a.m. and after 9:00 p.m. your time
- Using profane or obscene language
- Calling you at work after you’ve told them that your employer doesn’t allow such calls
Company Profile: Collection Information Bureau, Inc.
If you are being called by Collection Information Bureau, Inc., information about the company is below.
Collection Information Bureau, Inc., is a debt collection agency located in Lake Worth, Florida. It was established in 1948, has approximately employees, and is managed by its President, Armand Moens Jr. It has an F rating with the Better Business Bureau. According to litigation records archived at the PACER (Public Access to Court Electronic Records) website, several consumers who believed they were being harassed by Collection Information Bureau, Inc. went to court to demand compensation.
Alleged Violations against Collection Information Bureau, Inc.
According to PACER, in early 2012, Collection Information Bureau, Inc. started trying to collect a debt from a Florida consumer. On or around May 31,the consumer sent a dispute letter via certified mail. Despite confirmation of its receipt, Collection Information Bureau, Inc. allegedly failed to notify the credit bureaus that the debt was disputed.
Feeling harassed by Collection Information Bureau, Inc., the consumer hired a consumer attorney and sued the company for allegedly violating the FDCPA by:
The matter was later dismissed.
Hire an Attorney
The phone numbers for this collection agency are:
If any of them appear on your caller ID, it means that you are being called by Collection Information Bureau, Inc.. If they damage your credit by failing to report a debt as disputed, hire a consumer attorney who can help you file a claim against Collection Information Bureau, Inc.. You could potentially receive $1,000 per FDCPA violation, as well as attorney’s fees, court costs, and damages. Standing up for yourself can be the smartest corrective action you can take.
*Case taken from PACER (www.pacer.gov). File number is Case 0:13-cv-60487-WJZ from the United States District Court for the Southern District of Florida.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Collection Information Bureau, Inc., or any other third-party collection agency, you may not be entitled to any compensation.