Are You Being Called By Collection Center, Inc.?* Here’s What You Need to Know
When you lose your job or experience a financial setback like illness or divorce, paying your monthly bills can become impossible. Eventually your accounts may be turned over to a collection agency, which is when annoying phone calls and letters begin. If a debt collector derides your inability to pay and tries to threaten you, there are things you can do to make them stop.
Your Rights Under the FDCPA
If a debt collector is trying to harass you into paying, they are breaking the law. The Fair Debt Collection Practices Act, or FDCPA, gives you the right to tell them to stop calling and protects you from unfair and oppressive collection methods like those below.
- Calling you before 8:00 a.m. and after 9:00 p.m. in the your time zone
- Trying to collect after you have formally disputed a debt
- Using profane and obscene language
- Claiming that you have committed a crime and threatening to call the police on you if you don’t pay
- Discussing the debt with anyone except you, your spouse, and your attorney
- Ignoring a formal cease communications request
Company Profile: Collection Center, Inc.
If you are being called by Collection Center, Inc., information about the company is below.
Collection Center, Inc. is a debt collection agency located in Rawlins, Wyoming with branch offices in Wyoming, Colorado, and Utah. It was established in 1919, has several employees across the various branches, and is managed by CEO Dan Russell. It advertises itself as one of the premier collection agencies in Eastern Iowa. Litigation records retained by the PACER (Public Access to Court Electronic Records) website confirms that consumers who felt that they were being harassed by Collection Center, Inc. were determined to fight back.
Alleged Violations against Collection Center, Inc.*
According to PACER, in early 2008 Collection Center, Inc. obtained a default judgment against a Wyoming woman for a medical debt and garnished her paycheck for the entire amount owing. After the judgment was satisfied, however, she discovered that her Social Security Number had been included on the Writ of Garnishment and Answer to the garnishment, making her private information a matter of public record.
Feeling harassed by Collection Center, Inc., she hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
The matter was later dismissed.
Hire an Attorney
The phone numbers for this debt collection agency are as follows:
If you ever see any of them on your caller ID day or night, be aware that you are being called by Collection Center, Inc. If they include your personally identifying information in a public legal record, hire a consumer attorney right away. If you file a successful claim against Collection Center, Inc., you could receive $1,000 per FDCPA violation plus legal costs like court and attorney fees. Careless use of your private information is illegal, so see an attorney and fight for your rights.
*Case taken from PACER (www.pacer.gov). File number is Case 2:09-cv-00125-CAB from the United States District Court for the District of Wyoming.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Collection Center, Inc., or any other third-party collection agency, you may not be entitled to any compensation.