Are you being called by Collection Center, Inc.?* Here's what you need to know
Indebted consumers are regularly subjected to harassment from debt third-party debt collectors. Cursing, threats of wage garnishment, and embarrassing calls to friends and family are all part of the abuse. They do this to push you into paying, hoping you will never realize that the law protects you from such predatory collection tactics.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from using unprofessional and unethical methods to collect money from you. Activities like those below can result in fines or, in extreme cases, license revocation.
- Calling you at inconvenient times, such as before 8:00 a.m. and after 9:00 p.m. your time
- Contacting you after you have retained legal counsel with regards to the debt
- Discussing your debt with anyone except you, your spouse or your attorney
- Demanding amounts not supported by law or the original creditor agreement
- Ignoring a formal cease communications request
- Pretending to be lawyers or federal agents
Company Profile: Collection Center, Inc.
If you are being called by Collection Center, Inc., information about the company is below.
Collection Center, Inc. is a debt collection agency located in Bismarck, North Dakota. It was established in 2000, has 11 employees, and is managed by its President, Bryan Dvirnak. Records on file at the PACER (Public Access to Court Electronic Records) website indicate that many consumers who believed they were being harassed by Collection Center, Inc. chose to deal with the problem in a courtroom setting.
Alleged Violations against Collection Center, Inc.
According to PACER, at the end of November 2014 an attorney for Collection Center, Inc. sent a collection letter to a North Dakota consumer in an attempt to collect a healthcare debt. The amount demanded was $6,860.70 but the consumer believed the true amount to be only $718.43. The letter also allegedly suggested that a lawsuit might be filed against her if payment were not made within 30 days, and that the sheriff could be authorized to garnish her wages, commissions, checking or savings accounts, seize and sell any and all of her non-exempt property, and apply the proceeds of the sale to the judgment.
Confused, the consumer called Collection Center, Inc.on December 1 and spoke with an agent who allegedly confirmed the $6,680.70 and informed her that she had 4–5 days to pay her debt in full before it went on her credit report.
Feeling harassed by Collection Center, Inc., she hired a consumer attorney and sued attorney’s office for allegedly violating the FDCPA in the following ways:
- Using false, deceptive, and misleading means to collect a debt
- Threatening legal action it had no intention of taking
- Misrepresenting the character, status, or amount of the debt
The matter was later dismissed.
Hire an Attorney
The phone number for this collection agency is 1-701-258-7734. If you see it on your caller ID when the phone rings, it means that you are being called by Collection Center, Inc. about a debt they have been assigned to collect. If they claim that you owe more than you really do and threaten legal action if you don’t make a payment immediately, hire a consumer attorney. If you file a claim against Collection Center, Inc. and win, you could potentially win $1,000 per FDCPA violation. When your rights are violated, it pays to fight back.
*Case taken from PACER (www.pacer.gov). File number is Case 2:15-cv-00023-RRE-ARS from the United States District Court for the District of North Dakota.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Collection Center, Inc., or any other third-party collection agency, you may not be entitled to any compensation.