Are You Being Called By CollectCorp Corporation? *

Are You Being Called By CollectCorp Corporation? Protect Your Rights!

Debt collectors can -and frequently do- cross the line when it comes to chasing payments. Some call you incessantly while others threaten to garnish your wages or talk about your debt to your friends and family. You don’t have to tolerate such treatment, however.

Any collection agency that abuses you in this manner stands a real chance of losing its license if you fight back.

Your Rights Under the FDCPA

If a debt collector is harassing you, they’re violated federal law and can be penalized accordingly. The Fair Debt Collection Practices Act, or FDCPA, prohibits tactics like the following when used to collect a debt:

• Using profane or obscene language
• Telling your friends, neighbors, and co-workers that you owe money
• Leaving voice messages that do not identify the collector and the purpose of their call
• Maliciously reporting false information to the credit bureaus
• Demanding outrageous amounts that exceed the amount of the original debt
• Threatening action they cannot legally take or have no intention of taking

Company Profile: CollectCorp Corporation

CollectCorp Corporation is a debt collection agency located in Phoenix, Arizona. It was founded in 2009, has 10 to 19 employees, and is managed by its Vice President, Sidney Archibald.

Civil litigation records viewable at the PACER (Public Access to Court Electronic Records) website confirms that several consumers who felt they were being harassed by CollectCorp Corporation hired attorneys and confronted the agency in court.

Alleged Violations against CollectCorp Corporation

According to PACER, on April 27, 2011, a CollectCorp Corporation representative called a Florida consumer in an attempt to settle an alleged debt. The consumer informed the representative that he was represented by counsel in regard to the alleged debt, and provided his attorney’s name and contact information.

Despite having been told to contact his lawyer, the representative allegedly kept requesting payment from the consumer directly.

When he was unsuccessful in resolving the alleged debt with the consumer, the representative called the consumer’s attorney and attempted to settle the debt with him. The attorney asked him to send a proposed settlement demand in writing, but the representative allegedly refused to do so.

When pressed for something in writing, he allegedly became belligerent, raising his voice, interrupting the attorney and asserting that the attorney was refusing to negotiate.

Feeling harassed by CollectCorp Corporation, the consumer sued the company for allegedly violating the FDCPA in the following ways:

• Contacting him directly when he had retained an attorney regarding the debt
• Using harassing and oppressive means to collect a debt
• Using false, deceptive, and misleading means to collect a debt
• Failing to send a debt validation notice
• Using unfair and unconscionable means to collect a debt
• Threatening legal action that they could not take
• Failing to disclose that all communications were from a debt collector

The matter was later dismissed.

Hire an Attorney

The phone numbers for CollectCorp Corporation are:

• 1-602-443-2920
• 1-800-678-3052
• 1-877-719-7015

If you see any of these numbers on your caller ID, it means that you may be being called by CollectCorp Corporation, presumably about a debt they have purchased or been assigned to collect. If they call you constantly and threaten to garnish your wages or have you evicted if you don’t pay, hire a consumer attorney.

If you file a claim against CollectCorp Corporation with your attorney’s assistance and win, you could potentially receive $1,000 per violation as well as attorney’s fees, court costs, and any actual damages. Never let an unethical debt collector mistreat you when the law is on your side.

**Case taken from PACER (www.pacer.gov). File number is Case 0:11-cv-61380-WPD D from the United States District Court for the Southern District of Florida, Fort Lauderdale Division.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against CollectCorp Corporation, or any other third-party collection agency, you may not be entitled to any compensation.