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Updated on Author: Contributing Author: Sergei Lemberg

Are You Being Called By CMI Credit Mediators, Inc.?*

Stop the

You have legal rights. We can help.


You’ve been trying to pay your debts, but since you lost your job, it’s been nearly impossible. Now debt collectors are calling you every day and making threats that leave you depressed and unable to sleep. Is there anything you can do to make it stop?

Your Rights Under the FDCPA

Debt collectors can be overzealous when trying to get you to pay, but don’t forget that you have rights. The Fair Debt Collection Practices Act, or FDCPA, prohibits collection agencies from using abusive collection tactics like those below:

  • Swearing and calling you names
  • Talking to uninvolved parties such as your friends, family, and co-workers about the debt
  • Calling you at your workplace when they know that your employer doesn’t permit you to take such calls
  • Demanding outrageous ‘fees’ in addition to the original debt
  • Telling you that you can be arrested and sent to prison if you don’t pay
  • Discussing the debt with uninvolved third parties

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Company Profile: CMI Credit Mediators, Inc.

If you are being called by CMI Credit Mediators, Inc., information about the company is below.

CMI Credit Mediators, Inc. is a debt collection company located in Upper Darby, Pennsylvania. It opened for business in 1976, has 50 to 99 employees and is managed by its President, Nancy Seiverd.

Litigation records viewable at the PACER (Public Access to Court Electronic Records) website suggests that people who felt they were being harassed by CMI Credit Mediators, Inc. fought back in court.

Are You Being Called By CMI Credit Mediators, Inc.?*

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Alleged Violations against CMI Credit Mediators, Inc.

According to PACER, on March 1, 2017 CMI Credit Mediators, Inc. sent a Nevada resident a written demand for $37,425.00 on behalf of a boat company. On March 28, he faxed the agency a dispute letter and demanded validation of the debt.

Two days later he received an email stating that it was imperative that he mail a check for the balance of $37,425.00 that day. It was followed on April 17, 2017 by a payment demand that stated in relevant part that: “We have extended to you every possible opportunity to resolve this matter in a prompt and amicable fashion.”
Despite two letters calling your attention to this obligation, you have persisted in ignoring this financial responsibility. Feeling harassed by CMI Credit Mediators, Inc., he hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:

  • Failing to send him a debt validation letter
  • Demanding payment within the 30-day dispute period
  • Using false, deceptive and misleading means to collect a debt

The matter was later dismissed.

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Hire an Attorney

The phone numbers for this debt collection agency are:

If you see either one on your caller ID when the phone rings, it means that you are being called by CMI Credit Mediators, Inc., presumable about a debt you allegedly owe.

If they demand immediate payment during your permitted dispute period, hire a consumer attorney who can help you file a claim against CMI Credit Mediators, Inc.. You could end up winning $1,000 per FDCPA violation plus associated court costs and attorney fees.

When you fight back, you could be the one who ends up getting paid.

*Case taken from PACER ( File number is Case 3:17-cv-00361-MMD-WGC from the United States District Court for the District of Nevada.

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Additional Resources

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against CMI Credit Mediators, Inc., or any other third-party collection agency, you may not be entitled to any compensation.

About the author:

Contributing Author: Sergei Lemberg

Sergei Lemberg is a consumer rights attorney, practicing since 2006, whose practice focuses on consumer law, class actions and personal injury litigation. He is known for a United States Supreme Court case (Facebook v. Duguid) defending consumers from autodialers under the Telephone Consumer Protection Act of 1991 to send unsolicited text messages. He is also the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

See more posts from Contributing Author: Sergei Lemberg
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