People everywhere receive regular calls and letters from debt collectors, and not all of these contacts with consumers are legal. If you’re dealing with a debt collector who yells at or threatens you, call a consumer protection lawyer immediately.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) grants you certain rights, such as the ability to dispute a debt and tell a collection agency to stop calling you, and penalizes debt collectors that use strategies like those below.
- Ignoring a written cease communication notice
- Using an autodialer to keep calling your cell phone
- Calling you at inconvenient times and places, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
- Pretending to be federal agents with a case against you
- Threatening to have you served with court papers at work
- Telling you that they are going to have you arrested
Company Profile: CMG Recovery Services, LLC
If you are being called by CMG Recovery Services, LLC, here are some additional agency details.
CMG Recovery Services, LLC, which also does business as CMG and Associates, is a debt collection company located in North Tonawanda, New York. It opened for business in 2006, has fewer than 10 employees, and is managed by Mark Byer. Information viewable at the PACER website suggests that consumers who believed that they were being harassed by CMG Recovery Services, LLC challenged the agency in court.
Alleged Violations against CMG Recovery Services, LLC*
According to information on the PACER website, in or around June 2009, CMG Recovery Services, LLC started calling a Minnesota consumer to collect a debt. When he disputed the debt, one caller allegedly cursed and yelled at him and told him that his own family called him a deadbeat.
When the call terminated, the agency allegedly called him back using a telephonic code so that his caller ID displayed that the incoming call was from his parents. When the consumer answered, the caller allegedly swore and yelled at him again.
The consumer also alleged that on another occasion, collectors called his friend and stated that the friend was mandated by law to immediately provide location information for him. When the friend declined, the caller allegedly yelled obscenities and revealed details about the debt.
Feeling harassed by CMG Recovery Services, LLC, the consumer hired a lawyer and filed a lawsuit against the agency for:
- Using profane and obscene language
- Misrepresenting the character, amount, or legal status of a debt
- Using false, deceptive, and misleading means to collect a debt
- Disclosing information about the debt to third parties
- Using harassing and abusive means to collect a debt
- Using unfair and unconscionable means to collect a debt
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
If any of these numbers appear on your caller ID, it means that you are being called by CMG Recovery Services, LLC. If they use abusive language and make unfounded litigation threats, hire a consumer lawyer and file a claim against CMG Recovery Services, LLC. You may be awarded statutory and punitive damages plus attorney fees, so when a debt collector harasses you, don’t hesitate to take action.
*Case taken from PACER (pacer.gov). File number is CASE 0:10-cv-02851-DWF-SRN from the United States District Court for the District of Minnesota.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against CMG Recovery Services, LLC or any other third-party collection agency, you may not be entitled to any compensation.